Home, Family, Style and Art Ideas

Low Cholesterol Recipes
35 Best Easy Low Cholesterol Recipes

by admin March 1, 2019

by admin March 1, 2019

35 Best Easy Low Cholesterol Recipes .Fish can be lean or fatty, however it’s still low in…
Gift Ideas For Couples
Top 20 Christmas Gift Ideas for Young Married Couples

by admin March 1, 2019

by admin March 1, 2019

Top 20 Christmas Gift Ideas for Young Married Couples . The pair who’s constantly organizing celebrations most…
Beautiful Nails
20 Of the Best Ideas for Pretty Nails Parsippany

by admin March 1, 2019

by admin March 1, 2019

20 Of the Best Ideas for Pretty Nails Parsippany .Gorgeous Nails & Body Salon brings an exclusive,…
Pool Party Ideas
23 Best Sweet 16 Birthday Pool Party Ideas

by admin March 1, 2019

by admin March 1, 2019

23 Best Sweet 16 Birthday Pool Party Ideas . A summer Olympics-themed swimming pool party is another…
Body Jewelry
23 Ideas for Indian Body Jewelry

by admin March 1, 2019

by admin March 1, 2019

23 Ideas for Indian Body Jewelry .With the increasing costs of silver and gold, precious jewelry of…
Cute Hairstyles
The Best Ideas for Cute and Easy Hairstyles for Long Hair

by admin February 28, 2019

by admin February 28, 2019

The Best Ideas for Cute and Easy Hairstyles for Long Hair .Treating your hair with top quality…
Wedding Invitations
The 21 Best Ideas for Anchor Wedding Invitations

by admin February 28, 2019

by admin February 28, 2019

The 21 Best Ideas for Anchor Wedding Invitations .If you are really religious, and the most significant…
Living Room Ideas
22 Excellent Simple Living Room Ideas

by admin February 28, 2019

by admin February 28, 2019

22 Excellent Simple Living Room Ideas .There are scads of magazines filled with living room decorating concepts,…
Wedding Hairstyles
20 Ideas for Country Wedding Hairstyles

by admin February 28, 2019

by admin February 28, 2019

20 Ideas for Country Wedding Hairstyles .It must be kept in mind that transforming to a short…
Dinner Party Ideas
24 Ideas for Simple Dinner Party Ideas

by admin February 28, 2019

by admin February 28, 2019

24 Ideas for Simple Dinner Party Ideas .We’ve assembled a collection of supper party ideas, recipes, food…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?