Home, Family, Style and Art Ideas

Birthday Gift Inspirations
24 Of the Best Ideas for Birthday Gift Basket Ideas

by admin October 23, 2018

by admin October 23, 2018

24 Of the Best Ideas for Birthday Gift Basket Ideas .Exactly how to Select the Perfect Birthday…
Necklaces
The Best Ideas for Harry Potter Necklace

by admin October 23, 2018

by admin October 23, 2018

The Best Ideas for Harry Potter Necklace .Jewelry sets make an outstanding gift for your wife, partner,…
DIY Costume Ideas
The Best Ideas for Diy Incredible Costume

by admin October 23, 2018

by admin October 23, 2018

The Best Ideas for Diy Incredible Costume . Your child brings shade to your world on Halloween…
Easter Party Ideas
The 30 Best Ideas for 5th Grade Easter Party Ideas

by admin October 23, 2018

by admin October 23, 2018

The 30 Best Ideas for 5th Grade Easter Party Ideas .Whether you have a small gathering or…
Birthday Card Ideas
Best 22 Birthday Cards for Friend

by admin October 22, 2018

by admin October 22, 2018

Best 22 Birthday Cards for Friend .Bulge birthday cards do not have to include a package of…
Coloring Pages For Boys
30 Best Dallas Cowboys Coloring Pages

by admin October 22, 2018

by admin October 22, 2018

30 Best Dallas Cowboys Coloring Pages .Boys are also joined in their life’s interests. To obtain a…
Printable Coloring Pages
21 Best Ideas Kitten Printable Coloring Pages

by admin October 22, 2018

by admin October 22, 2018

21 Best Ideas Kitten Printable Coloring Pages .Coloring pages the easiest means to calm your kid. While…
DIY Mask Ideas
23 Best Ideas Diy Black Charcoal Peel Off Mask

by admin October 22, 2018

by admin October 22, 2018

23 Best Ideas Diy Black Charcoal Peel Off Mask . It’s cold outside, so your skin’s possibly…
Wedding Rings
The Best Ideas for His and Hers Titanium Wedding Rings

by admin October 22, 2018

by admin October 22, 2018

The Best Ideas for His and Hers Titanium Wedding Rings .Wedding celebration rings can be found in…
Beautiful Nails
The Best Ideas for Pretty Nails Oswego Ny

by admin October 22, 2018

by admin October 22, 2018

The Best Ideas for Pretty Nails Oswego Ny .Stunning Nails & Body Beauty parlor brings an exclusive,…

1
…
1,642
1,643
1,644
1,645
1,646
…
1,746

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?