Home, Family, Style and Art Ideas

Wedding Cakes
The Best Wedding Cakes Near Me

by admin August 5, 2018

by admin August 5, 2018

The Best Wedding Cakes Near Me .Among the important things that you may have been thinking of…
Kids Room Décor Ideas
Top 23 Escape the Room Kids

by admin August 5, 2018

by admin August 5, 2018

Top 23 Escape the Room Kids .Adolescent room ideas As children grow up, their bedroom becomes an…
Kids Room Décor Ideas
23 Best Curtain Rods for Kids Room

by admin August 4, 2018

by admin August 4, 2018

23 Best Curtain Rods for Kids Room .The tones displayed on this website are a sign as…
Body Jewelry
The 23 Best Ideas for Body Jewelry Festival

by admin August 4, 2018

by admin August 4, 2018

The 23 Best Ideas for Body Jewelry Festival .With the climbing costs of silver and also gold,…
Best Labor Day Ideas
24 Ideas for Labor Day Activities 2020

by admin August 4, 2018

by admin August 4, 2018

24 Ideas for Labor Day Activities 2020 .As the very first Monday of September expands better, the…
Anniversary Gift Ideas
The top 20 Ideas About 17th Wedding Anniversary Gift Ideas

by admin August 4, 2018

by admin August 4, 2018

The top 20 Ideas About 17th Wedding Anniversary Gift Ideas .On this day, you realize what a…
DIY Kit Ideas
23 Best Diy Makeup Kits

by admin August 4, 2018

by admin August 4, 2018

23 Best Diy Makeup Kits .Doing not have alternative techniques of fire illumination, the Zippo Emergency Situation…
DIY Wood Ideas
The Best Ideas for Diy Wood Splitter

by admin August 4, 2018

by admin August 4, 2018

The Best Ideas for Diy Wood Splitter . Timber is an extremely flexible product it can be…
Funny Quotes
25 Ideas for Sisterhood Quotes Funny

by admin August 4, 2018

by admin August 4, 2018

25 Ideas for Sisterhood Quotes Funny . I do not think that you can provide the same…
Wedding Gifts
The Best 25th Wedding Anniversary Gift Ideas for Friends

by admin August 4, 2018

by admin August 4, 2018

The Best 25th Wedding Anniversary Gift Ideas for Friends .You can Send your best dreams with an…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?