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Birthday Gift Inspirations
The Best Ideas for Good 30th Birthday Gifts

by admin March 2, 2019

by admin March 2, 2019

The Best Ideas for Good 30th Birthday Gifts . Sure, you can choose something cool down of…
Gift Ideas For Girls
24 Ideas for Gift Ideas Tween Girls

by admin March 2, 2019

by admin March 2, 2019

24 Ideas for Gift Ideas Tween Girls . Women love shocks, particularly gifts. Hence, indulge your girl…
Birthday Gift Inspirations
The Best 40th Birthday Gift

by admin March 2, 2019

by admin March 2, 2019

The Best 40th Birthday Gift . Sure, you can choose something cool off of the rack and…
Gift Ideas For Couples
The Best Ideas for Engagement Gift Ideas for Couples

by admin March 2, 2019

by admin March 2, 2019

The Best Ideas for Engagement Gift Ideas for Couples . The couple that’s constantly hosting events possibly…
Birthday Party Inspirations
The top 30 Ideas About Frozen Birthday Party Ideas

by admin March 2, 2019

by admin March 2, 2019

The top 30 Ideas About Frozen Birthday Party Ideas . Find Birthday Party Product, consisting of Decorations,…
Salmon Recipes
The Best Best Salmon Salad Recipe

by admin March 2, 2019

by admin March 2, 2019

The Best Best Salmon Salad Recipe .Me as well as my hubby always simply pan fry the…
Friendship Quotes
The top 21 Ideas About Great Friendship Quotes

by admin March 2, 2019

by admin March 2, 2019

The top 21 Ideas About Great Friendship Quotes . Relationships are born in a million different ways,…
Weight-Loss Recipes
The top 22 Ideas About Weight Watcher Side Dishes

by admin March 2, 2019

by admin March 2, 2019

The top 22 Ideas About Weight Watcher Side Dishes .If you’re wanting to include smoothie mixes to…
Wedding Invitations
21 Ideas for Wedding Invitations Unique

by admin March 2, 2019

by admin March 2, 2019

21 Ideas for Wedding Invitations Unique .Wedding event invites likewise differ in cost factor from very expensive…
Chili Recipes
Top 25 Chipotle Turkey Chili

by admin March 2, 2019

by admin March 2, 2019

Top 25 Chipotle Turkey Chili .Wish to find out exactly how to make homemade chili? This very…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?