Home, Family, Style and Art Ideas

Kids Room Décor Ideas
The Best Ideas for Shag Rug for Kids Room

by admin October 25, 2018

by admin October 25, 2018

The Best Ideas for Shag Rug for Kids Room .Children utilize their bed rooms for all kind…
Positive Quotes
The Best Ideas for Thinking Positive Quotes

by admin October 25, 2018

by admin October 25, 2018

The Best Ideas for Thinking Positive Quotes .Put life in perspective with with some brief yet sage…
Best Pi Day Ideas
The top 21 Ideas About Creative Pi Day Shirt Ideas

by admin October 25, 2018

by admin October 25, 2018

The top 21 Ideas About Creative Pi Day Shirt Ideas .What is p anyway? Separate any circle…
Women Hairstyles
20 Ideas for Hairstyles for Thin Hair Women Over 50

by admin October 25, 2018

by admin October 25, 2018

20 Ideas for Hairstyles for Thin Hair Women Over 50 .Short hair style has been attempted by…
Women Hairstyles
20 Of the Best Ideas for Hairstyles for Mixed Women

by admin October 24, 2018

by admin October 24, 2018

20 Of the Best Ideas for Hairstyles for Mixed Women .Tool hairstyles are in reality, the most…
Birthday Quotes Inspirations
25 Of the Best Ideas for Aries Birthday Quotes

by admin October 24, 2018

by admin October 24, 2018

25 Of the Best Ideas for Aries Birthday Quotes .Sending birthday celebration greetings has ended up being…
DIY Craft for Preschoolers Ideas
25 Ideas for Valentines Craft Ideas for Preschoolers

by admin October 24, 2018

by admin October 24, 2018

25 Ideas for Valentines Craft Ideas for Preschoolers . Given that springtime is the time for renewal…
Romantic Quotes
23 Of the Best Ideas for Romantic Shakespeare Quotes

by admin October 24, 2018

by admin October 24, 2018

23 Of the Best Ideas for Romantic Shakespeare Quotes .Things is that love provides us a ringside…
Cool Hairstyles
The Best Cool Easy Braid Hairstyles

by admin October 23, 2018

by admin October 23, 2018

The Best Cool Easy Braid Hairstyles .Long hair typically offers you various choices for designing. Awesome hairstyles…
Undercut Hairstyle
Top 22 Boys Undercut Hairstyle

by admin October 23, 2018

by admin October 23, 2018

Top 22 Boys Undercut Hairstyle .When applying this technique to different hairstyles, in the extremely near future…

1
…
1,641
1,642
1,643
1,644
1,645
…
1,746

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?