Home, Family, Style and Art Ideas

Bathroom Ideas
24 Trendy Adhesive Bathroom Tiles

by admin March 3, 2019

by admin March 3, 2019

24 Trendy Adhesive Bathroom Tiles .At first look, you might just discover the classic metro tiles on…
Kids Room Ideas
20 Superb Kids Wall Storage

by admin March 3, 2019

by admin March 3, 2019

20 Superb Kids Wall Storage .As soon as your children start strolling on their own, they play…
DIY Craft for Kids Ideas
The top 20 Ideas About Diy Loft Bed for Kids

by admin March 3, 2019

by admin March 3, 2019

The top 20 Ideas About Diy Loft Bed for Kids . A current research study by Dr.…
Valentine's Day Recipes
The 20 Best Ideas for Valentines Day Candy Card

by admin March 3, 2019

by admin March 3, 2019

The 20 Best Ideas for Valentines Day Candy Card .Eating Richly + Cookies & Cups Sure, a…
Marriage Quotes
The Best Ideas for Marriage Equality Quote

by admin March 3, 2019

by admin March 3, 2019

The Best Ideas for Marriage Equality Quote . At an early stage in my life, I had…
DIY Hair Ideas
25 Ideas for Diy Pink Hair Dye

by admin March 3, 2019

by admin March 3, 2019

25 Ideas for Diy Pink Hair Dye . Utilizing these DIY hair masks will problem your hair…
DIY Craft for Preschoolers Ideas
25 Of the Best Ideas for Craft Ideas for Preschool

by admin March 3, 2019

by admin March 3, 2019

25 Of the Best Ideas for Craft Ideas for Preschool .Prepare yourself to take arts ‘n’ crafts…
Nail Designs
The 20 Best Ideas for toe Nail Designs for Spring

by admin March 2, 2019

by admin March 2, 2019

The 20 Best Ideas for toe Nail Designs for Spring .If you are looking for a subdued…
Gift Ideas For Girls
24 Best Ideas High School Graduation Gift Ideas for Girls

by admin March 2, 2019

by admin March 2, 2019

24 Best Ideas High School Graduation Gift Ideas for Girls .Teenager women are quite hard to shop…
Birthday Party Ideas
21 Best Ideas Surprise 30th Birthday Party Ideas for Him

by admin March 2, 2019

by admin March 2, 2019

21 Best Ideas Surprise 30th Birthday Party Ideas for Him . Our Celebrity or Super Star party…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?