Home, Family, Style and Art Ideas

Landscape Ideas
20 Sensational Diy Landscape Design

by admin August 5, 2018

by admin August 5, 2018

20 Sensational Diy Landscape Design .A backyard is an extension of what’s taking place inside our residence,…
Best Gift Ideas
Top 21 Creative Gift Ideas for Best Friend

by admin August 5, 2018

by admin August 5, 2018

Top 21 Creative Gift Ideas for Best Friend . Get a set of these truly cool unisex…
Bob Hairstyles
20 Of the Best Ideas for Wavy Bob Hairstyles

by admin August 5, 2018

by admin August 5, 2018

20 Of the Best Ideas for Wavy Bob Hairstyles .Among all the latest trends in hairstyles bob…
Gifts for Kids
22 Of the Best Ideas for top 10 Gifts for Children

by admin August 5, 2018

by admin August 5, 2018

22 Of the Best Ideas for top 10 Gifts for Children .Not only do these bikes offer…
Gift Ideas For Boyfriend
The top 25 Ideas About Holiday Gift Ideas New Boyfriend

by admin August 5, 2018

by admin August 5, 2018

The top 25 Ideas About Holiday Gift Ideas New Boyfriend .Perhaps his last gift to you was…
Christmas Quotes
The 21 Best Ideas for Christmas Quotes for Moms

by admin August 5, 2018

by admin August 5, 2018

The 21 Best Ideas for Christmas Quotes for Moms . ” Nor is it the spirit of…
Birthday Invitation Ideas
Best 25 Free Printable Carnival Birthday Invitations

by admin August 5, 2018

by admin August 5, 2018

Best 25 Free Printable Carnival Birthday Invitations . Whether you’re planning a birthday celebration party for your…
Wedding Bands
Best 25 Kays Mens Wedding Bands

by admin August 5, 2018

by admin August 5, 2018

Best 25 Kays Mens Wedding Bands .My partner and also I purchased our bands online, as well…
Wedding Hairstyles
The 20 Best Ideas for Wedding Hairstyles Tutorials

by admin August 5, 2018

by admin August 5, 2018

The 20 Best Ideas for Wedding Hairstyles Tutorials .A female’s wedding day is just one of one…
Gift Ideas For Boys
Best 23 Gift Ideas 10 Year Old Boys

by admin August 5, 2018

by admin August 5, 2018

Best 23 Gift Ideas 10 Year Old Boys .Guys are really straightforward and also perhaps that s…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?