Home, Family, Style and Art Ideas

Best Labor Day Ideas
24 Best Fun Labor Day Activities

by admin October 25, 2018

by admin October 25, 2018

24 Best Fun Labor Day Activities .Use black paint to paint seeds on the outside of the…
Wedding Shoes
24 Of the Best Ideas for Lace and Pearl Wedding Shoes

by admin October 25, 2018

by admin October 25, 2018

24 Of the Best Ideas for Lace and Pearl Wedding Shoes .The bride can also pick wedge…
Beautiful Nails
20 Of the Best Ideas for Beautiful Nails Homestead

by admin October 25, 2018

by admin October 25, 2018

20 Of the Best Ideas for Beautiful Nails Homestead .Lovely Nails & Body Beauty salon brings an…
Pins
The Best Ideas for Pins Handmade

by admin October 25, 2018

by admin October 25, 2018

The Best Ideas for Pins Handmade .Looking for magnificent costume fashion jewelry breastpins and pins for on…
Beach Wedding
Best 23 Beach Wedding Pics

by admin October 25, 2018

by admin October 25, 2018

Best 23 Beach Wedding Pics .That said, if you re having a smaller beach wedding celebration (fifty…
Coloring Pages for Children
21 Best Barbie Coloring Pages for Kids

by admin October 25, 2018

by admin October 25, 2018

21 Best Barbie Coloring Pages for Kids .Super tinting – free tinting web pages for youngsters, tinting…
Baby Shower Recipes
Best 25 Woodland themed Baby Shower Cupcakes

by admin October 25, 2018

by admin October 25, 2018

Best 25 Woodland themed Baby Shower Cupcakes .This strike is always fantastic for Wedding and also Baby…
Gift Ideas For Girls
The 24 Best Ideas for Girls High School Graduation Gift Ideas

by admin October 25, 2018

by admin October 25, 2018

The 24 Best Ideas for Girls High School Graduation Gift Ideas . Ladies like surprises, particularly gifts.…
Women Hairstyles
20 Ideas for Best Haircuts for Women Over 40

by admin October 25, 2018

by admin October 25, 2018

20 Ideas for Best Haircuts for Women Over 40 .Short hairstyle has been tried by every lady…
Baking Recipes
21 Ideas for Oven Baked Pork Ribs Recipe

by admin October 25, 2018

by admin October 25, 2018

21 Ideas for Oven Baked Pork Ribs Recipe .Baking Recipes Browse our extensive collection of baking recipes…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?