Home, Family, Style and Art Ideas

Black Hairstyles
The 22 Best Ideas for Short Prom Hairstyles for Black Hair

by admin August 8, 2018

by admin August 8, 2018

The 22 Best Ideas for Short Prom Hairstyles for Black Hair .Black Knotted Hair Styles – Amongst…
Gender Reveal Party Ideas
The Best Gender Reveal Party Game Ideas

by admin August 8, 2018

by admin August 8, 2018

The Best Gender Reveal Party Game Ideas . I went to a gender reveal party that was…
DIY Craft for Preschoolers Ideas
The 25 Best Ideas for Arts and Crafts for Preschoolers

by admin August 8, 2018

by admin August 8, 2018

The 25 Best Ideas for Arts and Crafts for Preschoolers . Daily Recreation has a number of…
Baby Shower Gifts
21 Best Ideas Baby Born Gifts Ideas

by admin August 7, 2018

by admin August 7, 2018

21 Best Ideas Baby Born Gifts Ideas .Daily necessities: Baby diapers, baby diaper lotion, baby wipes, pacifiers,…
Birthday Card Ideas
Top 22 123 Greetings Birthday Ecard

by admin August 7, 2018

by admin August 7, 2018

Top 22 123 Greetings Birthday Ecard . Make your birthday celebration welcoming stick out when you develop…
Gifts for Kids
Best 22 Inexpensive Christmas Gifts for Kids

by admin August 7, 2018

by admin August 7, 2018

Best 22 Inexpensive Christmas Gifts for Kids .There are a lot of gift concepts around to picked…
DIY Home Decoration Ideas
Best 22 Diy Hanging Decorations

by admin August 7, 2018

by admin August 7, 2018

Best 22 Diy Hanging Decorations . For simple DIY decoration, print out favorite prints from the year…
Pins
The top 23 Ideas About Pins Logo

by admin August 7, 2018

by admin August 7, 2018

The top 23 Ideas About Pins Logo .There s no better method to liven up your collar…
Baby Shower Gifts
Top 21 Target Baby Registry Gift

by admin August 7, 2018

by admin August 7, 2018

Top 21 Target Baby Registry Gift .A baby shower is a huge celebration for the mom-to-be. It…
Party Food Ideas
The Best Ideas for Poker Party Food Ideas

by admin August 7, 2018

by admin August 7, 2018

The Best Ideas for Poker Party Food Ideas .@[Chips and also dip is always a party favorite,…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?