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Birthday Gift Ideas
The 20 Best Ideas for 90th Birthday Gift Ideas for Grandma

by admin February 14, 2019

by admin February 14, 2019

The 20 Best Ideas for 90th Birthday Gift Ideas for Grandma . Birthday Gifts If you’re soon…
Instant Pot Recipes
25 Best Turkey Meatloaf Instant Pot

by admin February 14, 2019

by admin February 14, 2019

25 Best Turkey Meatloaf Instant Pot .These Instant Pot recipes are concerning to conserve you from hunger…
Smoothie Recipes
23 Of the Best Ideas for Seeds for Smoothies

by admin February 13, 2019

by admin February 13, 2019

23 Of the Best Ideas for Seeds for Smoothies .Smoothies can make a healthy breakfast if you…
Long Hairstyles
23 Best Ideas Sexy Long Haircuts

by admin February 13, 2019

by admin February 13, 2019

23 Best Ideas Sexy Long Haircuts .It is additionally essential, especially with lengthy hair given that the…
Kitchen Ideas
20 Antique Kitchen Backsplash Trends to Avoid

by admin February 12, 2019

by admin February 12, 2019

20 Antique Kitchen Backsplash Trends to Avoid .When you’re talking kitchen backsplash ideas, it doesn’t get much…
DIY Organizer Ideas
30 Ideas for Diy Home organization Ideas

by admin February 12, 2019

by admin February 12, 2019

30 Ideas for Diy Home organization Ideas .Organizing your kitchen area items put on t have to…
Love Quotes
20 Best Ideas Quotes About Fate and Love

by admin February 12, 2019

by admin February 12, 2019

20 Best Ideas Quotes About Fate and Love . If the love holds true and predestined to…
Glitter Nails
The Best Falling Glitter Nails

by admin February 12, 2019

by admin February 12, 2019

The Best Falling Glitter Nails .This ombre style is best for you if you have a hard…
Rings
The top 21 Ideas About Chocolate Diamond Wedding Rings

by admin February 12, 2019

by admin February 12, 2019

The top 21 Ideas About Chocolate Diamond Wedding Rings .Interaction rings are the supreme expression of love,…
Gift Ideas For Boyfriend
Top 25 Birthday Gift Ideas for Boyfriends

by admin February 11, 2019

by admin February 11, 2019

Top 25 Birthday Gift Ideas for Boyfriends . If you are the smart or DIY type, after…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?