Home, Family, Style and Art Ideas

Best Memorial Day Ideas
The Best Ideas for Christian Memorial Day Quotes

by admin August 8, 2018

by admin August 8, 2018

The Best Ideas for Christian Memorial Day Quotes .Memorial Day is a special celebration in which we…
Best Gift Ideas
The top 21 Ideas About Best Gift Ideas for Coworkers

by admin August 8, 2018

by admin August 8, 2018

The top 21 Ideas About Best Gift Ideas for Coworkers .To the perfect coffee lover, java is…
Baking Recipes
The Best Ideas for Easy No Bake Peanut butter Pie

by admin August 8, 2018

by admin August 8, 2018

The Best Ideas for Easy No Bake Peanut butter Pie .Baking Recipes Browse our extensive collection of…
Wedding Gowns
Top 23 Halloween Wedding Gowns

by admin August 8, 2018

by admin August 8, 2018

Top 23 Halloween Wedding Gowns .It is advisable to use your chosen lingerie for your wedding celebration…
Coloring Pages For Toddlers
Top 20 Letter C Coloring Pages for toddlers

by admin August 8, 2018

by admin August 8, 2018

Top 20 Letter C Coloring Pages for toddlers .I m a very first quality instructor. For imagination,…
Bedroom Ideas
35 Unique Modern Mens Bedroom

by admin August 8, 2018

by admin August 8, 2018

35 Unique Modern Mens Bedroom .A cozy home displaying varied structures in Kiev has a room that…
Graduation Party Ideas
The Best 6th Grade Graduation Party Ideas

by admin August 8, 2018

by admin August 8, 2018

The Best 6th Grade Graduation Party Ideas .No matter if you consider yourself an Amazon Prime or…
Birthday Decoration Ideas
The top 23 Ideas About 70th Birthday Party Decorations

by admin August 8, 2018

by admin August 8, 2018

The top 23 Ideas About 70th Birthday Party Decorations .Girls’ Birthday Celebration Products Pick From 70+ birthday…
DIY Organizer Ideas
Best 30 Diy Palette organizer

by admin August 8, 2018

by admin August 8, 2018

Best 30 Diy Palette organizer . You ll find so much here and all the links go…
Prom Hairstyles
21 Of the Best Ideas for Prom Hairstyles for Straight Hair

by admin August 8, 2018

by admin August 8, 2018

21 Of the Best Ideas for Prom Hairstyles for Straight Hair .Every single time prom season happens,…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?