Home, Family, Style and Art Ideas

Kids Fashion Ideas
24 Of the Best Ideas for Kids Party Wear Dress

by admin February 16, 2019

by admin February 16, 2019

24 Of the Best Ideas for Kids Party Wear Dress .Dressing up children can be actually fun…
Love Quotes
Best 20 Amazing Love Quotes for Her

by admin February 16, 2019

by admin February 16, 2019

Best 20 Amazing Love Quotes for Her . When you have actually located the one person that…
Landscape Ideas
35 Incredible Backyard soccer 2020

by admin February 16, 2019

by admin February 16, 2019

35 Incredible Backyard soccer 2020 .Not only will a path guide a visitor via your yard, you…
Birthday Invitation Ideas
25 Best Ideas Surprise 80th Birthday Party Invitations

by admin February 15, 2019

by admin February 15, 2019

25 Best Ideas Surprise 80th Birthday Party Invitations . Whether you’re intending a birthday event for your…
Weight-Loss Recipes
The Best Ideas for Weight Watchers Red Velvet Cake

by admin February 15, 2019

by admin February 15, 2019

The Best Ideas for Weight Watchers Red Velvet Cake .When you’re trying to lose weight, a huge,…
Cute Hairstyles
The top 22 Ideas About Cute Hairstyles for 11 Year Olds

by admin February 15, 2019

by admin February 15, 2019

The top 22 Ideas About Cute Hairstyles for 11 Year Olds .Treating your hair with top quality…
Inspirational Quotes
The Best Ideas for Positive Inspirational Quotes

by admin February 15, 2019

by admin February 15, 2019

The Best Ideas for Positive Inspirational Quotes . If you intend to have power, it’s your own…
Gift Ideas For Boyfriend
The Best Homemade Gift Ideas Boyfriend

by admin February 14, 2019

by admin February 14, 2019

The Best Homemade Gift Ideas Boyfriend .If your guy’s seeking an amazing, thoughtful existing quickly, we have…
Birthday Party Ideas
Top 21 50th Birthday Party Food Ideas for Adults

by admin February 14, 2019

by admin February 14, 2019

Top 21 50th Birthday Party Food Ideas for Adults . For the youngest amongst us, birthday celebration…
Casserole Recipes
Top 24 Cabbage Rolls Casserole

by admin February 14, 2019

by admin February 14, 2019

Top 24 Cabbage Rolls Casserole .Baked meals have actually existed for thousands of years. Early casserole recipes…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?