Home, Family, Style and Art Ideas

Organizing Ideas
30 Unique Garage organizer Company

by admin February 21, 2019

by admin February 21, 2019

30 Unique Garage organizer Company .Plastic storage space bins are one of the excellent garage storage space…
Dinner Recipes
Top 35 Dinner Ideas with Bacon

by admin February 21, 2019

by admin February 21, 2019

Top 35 Dinner Ideas with Bacon .We like multi-purpose kitchen area gizmos that make life simpler, to…
Kids Room Ideas
25 Gorgeous Kids Club Indoor Playground

by admin February 21, 2019

by admin February 21, 2019

25 Gorgeous Kids Club Indoor Playground .Institution holidays or otherwise, when the children need to play, it’s…
Relationship Quotes
Top 30 Quotes About Difficult Love Relationships

by admin February 21, 2019

by admin February 21, 2019

Top 30 Quotes About Difficult Love Relationships .Relationships are like the trends: they ebb and flow. As…
Relationship Quotes
The 30 Best Ideas for Truth Quotes About Relationships

by admin February 21, 2019

by admin February 21, 2019

The 30 Best Ideas for Truth Quotes About Relationships . All connections go through heck, real relationships…
Birthday Gift Inspirations
24 Best Birthday Gift Ideas for Dad

by admin February 20, 2019

by admin February 20, 2019

24 Best Birthday Gift Ideas for Dad .How to Pick the Perfect Birthday GiftYes, we know. You…
Diabetic Recipes
25 Best Ideas is Keto Diet Good for Diabetics

by admin February 19, 2019

by admin February 19, 2019

25 Best Ideas is Keto Diet Good for Diabetics .Diabetic Recipes Diabetic-friendly cakes, cookies, as well as…
Low Fat Recipes
22 Best Low Fat Oatmeal Chocolate Chip Cookies

by admin February 18, 2019

by admin February 18, 2019

22 Best Low Fat Oatmeal Chocolate Chip Cookies .Eliminating hydrogenated fats can decrease your cholesterol, so we…
Valentines Day Gift Ideas
35 Best Ideas Creative Valentine Day Gift Ideas for Him

by admin February 18, 2019

by admin February 18, 2019

35 Best Ideas Creative Valentine Day Gift Ideas for Him .Shop from these thoughtful and also affordable…
Nail Colors
The top 22 Ideas About Pale Nail Colors

by admin February 18, 2019

by admin February 18, 2019

The top 22 Ideas About Pale Nail Colors .Juicy reds are soaring up the design charts this…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?