Home, Family, Style and Art Ideas

Best St. Patrick Day Ideas
The Best Ideas for Traditional St. Patrick's Day Food

by admin October 31, 2018

by admin October 31, 2018

The Best Ideas for Traditional St. Patrick&#039;s Day Food .So with tongue in cheek every American that…
Anniversary Quotes
Top 22 Anniversary Funny Quotes

by admin October 31, 2018

by admin October 31, 2018

Top 22 Anniversary Funny Quotes . Wedding anniversary quotes to treasure as well as express joy all…
Bedroom Ideas
30 Awesome Rustic Bedroom Designs

by admin October 31, 2018

by admin October 31, 2018

30 Awesome Rustic Bedroom Designs .Making over your master collection? Combining standard shapes with rustic details, this…
Super Bowl Recipes
23 Of the Best Ideas for Slow Cooker Super Bowl Recipes

by admin October 31, 2018

by admin October 31, 2018

23 Of the Best Ideas for Slow Cooker Super Bowl Recipes .There’s constantly area for desserts at…
Kids Fashion Ideas
The top 24 Ideas About Kids Fashion 2020

by admin October 31, 2018

by admin October 31, 2018

The top 24 Ideas About Kids Fashion 2020 .The Ultimate guide to infant garments Dressing up babies…
Kitchen Ideas
20 Beautiful Small Rectangular Kitchen Table Sets

by admin October 31, 2018

by admin October 31, 2018

20 Beautiful Small Rectangular Kitchen Table Sets .The key needs to always be imagination when it comes…
Wedding Flowers
23 Best Ideas Sams Wedding Flowers

by admin October 31, 2018

by admin October 31, 2018

23 Best Ideas Sams Wedding Flowers .Some Flowers are particularly made use of at funeral services; you…
Nail Colors
The Best Ideas for Classy Nail Colors

by admin October 31, 2018

by admin October 31, 2018

The Best Ideas for Classy Nail Colors .In appropriate imperial style, striking teal has actually been rocked…
Birthday Quote Ideas
The Best Meaningful Birthday Quotes

by admin October 31, 2018

by admin October 31, 2018

The Best Meaningful Birthday Quotes . Birthday celebration quotes are also at times amusing birthday celebration wishes.…
DIY Home Decoration Ideas
The top 22 Ideas About Diy Galaxy Room Decor

by admin October 31, 2018

by admin October 31, 2018

The top 22 Ideas About Diy Galaxy Room Decor .When choosing your DIY residence tasks, don t…

1
…
1,634
1,635
1,636
1,637
1,638
…
1,746

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?