Home, Family, Style and Art Ideas

Recipes for Kids
Best 25 Recipes for 10 Month Old Baby

by admin August 9, 2018

by admin August 9, 2018

Best 25 Recipes for 10 Month Old Baby .When it comes time to consume, children are completely…
Egg Recipes
The 20 Best Ideas for organic Egg Noodles

by admin August 9, 2018

by admin August 9, 2018

The 20 Best Ideas for organic Egg Noodles .Eggs are a great selection to begin the day…
Best Easter Ideas
Best 25 Family Easter Picture Ideas

by admin August 9, 2018

by admin August 9, 2018

Best 25 Family Easter Picture Ideas .Easter is simply around the edge and also clearly you all…
Family Quotes
Top 23 Funny Family Quotes and Sayings

by admin August 9, 2018

by admin August 9, 2018

Top 23 Funny Family Quotes and Sayings . Family members Quotes application is a substantial collection of…
Birthday Card Ideas
Best 22 Cute Birthday Card

by admin August 9, 2018

by admin August 9, 2018

Best 22 Cute Birthday Card . A homemade birthday celebration card means that you didn’t need to…
Tea Party Ideas
30 Best Bridal Shower Tea Party Decorating Ideas

by admin August 9, 2018

by admin August 9, 2018

30 Best Bridal Shower Tea Party Decorating Ideas .Few tea party ideas are as important as tea!…
Birthday Gift Ideas
20 Ideas for 20th Birthday Gift Ideas for Best Friend

by admin August 9, 2018

by admin August 9, 2018

20 Ideas for 20th Birthday Gift Ideas for Best Friend .If you’re immediately after a one of…
DIY Christmas Ideas
The 24 Best Ideas for Diy Christmas Gifts

by admin August 9, 2018

by admin August 9, 2018

The 24 Best Ideas for Diy Christmas Gifts .Whip up a set of body butter for an…
Nail Designs
The Best Light Pink Acrylic Nail Designs

by admin August 9, 2018

by admin August 9, 2018

The Best Light Pink Acrylic Nail Designs .If you are looking for a suppressed gel nail idea,…
DIY Craft for Toddlers Ideas
30 Best Ideas Diy Robot Costume toddler

by admin August 9, 2018

by admin August 9, 2018

30 Best Ideas Diy Robot Costume toddler . She will certainly enjoy the marshmallow Easter rabbit craft.…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?