Home, Family, Style and Art Ideas

Coloring Pages for Children
21 Best Kids Bible Coloring Page

by admin November 1, 2018

by admin November 1, 2018

21 Best Kids Bible Coloring Page .Super coloring – cost-free printable coloring pages for kids, coloring sheets,…
Undercut Hairstyle
22 Ideas for Undercut Haircuts Men

by admin November 1, 2018

by admin November 1, 2018

22 Ideas for Undercut Haircuts Men .Keep in mind that the hairstyle that you opt for will…
Landscape Ideas
22 Magnificient Front Yard Landscape

by admin November 1, 2018

by admin November 1, 2018

22 Magnificient Front Yard Landscape .David Beaulieu If you have actually chosen to execute a formal design,…
Halloween Recipes
The Best Ideas for Halloween Cupcakes toppers

by admin November 1, 2018

by admin November 1, 2018

The Best Ideas for Halloween Cupcakes toppers .When you have actually completed transforming the home right into…
Easy Hairstyles
Best 21 Easy Hairstyles for Summers

by admin November 1, 2018

by admin November 1, 2018

Best 21 Easy Hairstyles for Summers .This innovative and posh hairstyle might appear made complex initially yet…
Birthday Wishes Ideas
25 Best Ideas Mom Birthday Wishes

by admin November 1, 2018

by admin November 1, 2018

25 Best Ideas Mom Birthday Wishes . Birthdays are among one of the most celebrated occasions of…
Baby Quotes
The 21 Best Ideas for Baby Friendship Quotes

by admin November 1, 2018

by admin November 1, 2018

The 21 Best Ideas for Baby Friendship Quotes .Most of us underestimate how challenging it is to…
Bachelorette Party Ideas
The Best Nashville Bachelorette Party Ideas

by admin November 1, 2018

by admin November 1, 2018

The Best Nashville Bachelorette Party Ideas . If you are just one of those individuals who needs…
DIY Box Ideas
20 Of the Best Ideas for Sandbox Plans Diy

by admin November 1, 2018

by admin November 1, 2018

20 Of the Best Ideas for Sandbox Plans Diy .The present box ideas shared here today are…
Coloring Pages For Kids
25 Ideas for Coloring Pages for Kids Christian

by admin October 31, 2018

by admin October 31, 2018

25 Ideas for Coloring Pages for Kids Christian . Coloring is an extremely fun for any ages:…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?