Home, Family, Style and Art Ideas

Italian Recipes
The Best Italian Sandwich Recipes

by admin August 11, 2018

by admin August 11, 2018

The Best Italian Sandwich Recipes .Believe of Italian specialized food like Salami, Buffalo Mozzarella as well as…
Tea Party Ideas
The Best Tea Party Bridal Shower Decorating Ideas

by admin August 11, 2018

by admin August 11, 2018

The Best Tea Party Bridal Shower Decorating Ideas .Couple of tea party ideas are as vital as…
Bachelorette Party Ideas
Top 22 Bachelorette Party Destination Ideas

by admin August 11, 2018

by admin August 11, 2018

Top 22 Bachelorette Party Destination Ideas .If you’re looking for out-of-the-box bachelorette party ideas, we have actually…
Nail Designs
The Best White and Black Nail Designs

by admin August 11, 2018

by admin August 11, 2018

The Best White and Black Nail Designs .If you are looking for a controlled gel nail suggestion,…
Birthday Invitation Ideas
Best 25 Farm Birthday Invitation

by admin August 11, 2018

by admin August 11, 2018

Best 25 Farm Birthday Invitation . Whether you’re planning a birthday celebration party for your little one…
Kitchen Ideas
20 Best Of Kitchen Backsplash Wallpaper Ideas

by admin August 10, 2018

by admin August 10, 2018

20 Best Of Kitchen Backsplash Wallpaper Ideas .It does not get much easier than this when you’re…
Landscape Ideas
23 Exellent Walmart Landscape Edging

by admin August 10, 2018

by admin August 10, 2018

23 Exellent Walmart Landscape Edging .You can use plastic bordering and river stones to create a modern…
Birthday Gift Ideas
20 Best Ideas 14th Birthday Gift Ideas

by admin August 10, 2018

by admin August 10, 2018

20 Best Ideas 14th Birthday Gift Ideas . Birthday Gifts If you’re when a special birthday reward,…
Fireplace Ideas
21 Antique 50 Electric Fireplace

by admin August 10, 2018

by admin August 10, 2018

21 Antique 50 Electric Fireplace .Among the great features of our wall surface placed and linear electrical…
Recipes for Kids
Best 25 12 Month Old Baby Food Recipes

by admin August 10, 2018

by admin August 10, 2018

Best 25 12 Month Old Baby Food Recipes .When your youngsters start revealing a passion in food…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?