Home, Family, Style and Art Ideas

Kitchen Ideas
20 Thinks We Can Learn From This Kitchen Redesign Ideas

by admin March 11, 2019

by admin March 11, 2019

20 Thinks We Can Learn From This Kitchen Redesign Ideas .In any kitchen remodel, cabinets set the…
Birthday Recipes
Best 23 Chocolate Birthday Cake Recipes From Scratch

by admin March 11, 2019

by admin March 11, 2019

Best 23 Chocolate Birthday Cake Recipes From Scratch .In a huge mixing dish, either using an electrical…
Bathroom Ideas
24 Cute Porcelain Wall Tiles Bathroom

by admin March 11, 2019

by admin March 11, 2019

24 Cute Porcelain Wall Tiles Bathroom .In the beginning glimpse, you could only observe the timeless train…
Kitchen Ideas
20 Luxury Open Shelves Kitchen Design Ideas

by admin March 11, 2019

by admin March 11, 2019

20 Luxury Open Shelves Kitchen Design Ideas .There are a lot of factors that you need to…
Sandwich Recipes
35 Of the Best Ideas for Shredded Turkey Sandwiches

by admin March 11, 2019

by admin March 11, 2019

35 Of the Best Ideas for Shredded Turkey Sandwiches .There’s just something about a simple sandwich that’s…
Coloring Pages for Children
Best 21 Coloring Books for Kids Free

by admin March 11, 2019

by admin March 11, 2019

Best 21 Coloring Books for Kids Free .Vacations Coloring Pages Oh what fun the vacations are with…
Mothers Day Gift Ideas
Top 30 Best Mother Gift Ideas

by admin March 11, 2019

by admin March 11, 2019

Top 30 Best Mother Gift Ideas .The last thing any type of mom desires is a fistful…
Wedding Shoes
24 Best Ideas Emerald Green Wedding Shoes

by admin March 11, 2019

by admin March 11, 2019

24 Best Ideas Emerald Green Wedding Shoes .One more favourite wedding event footwear is the round toe…
Birthday Wishes Ideas
Best 25 Best Wishes for Your Birthday

by admin March 11, 2019

by admin March 11, 2019

Best 25 Best Wishes for Your Birthday . Birthdays are amongst one of the most well known…
Bedroom Ideas
30 Cute Kids Bedroom Tent

by admin March 11, 2019

by admin March 11, 2019

30 Cute Kids Bedroom Tent .For children that are more almost minded exactly how about among our…

1
…
1,632
1,633
1,634
1,635
1,636
…
1,746

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?