Home, Family, Style and Art Ideas

Landscape Ideas
23 Captivating Blue Hawk Landscape Edging

by admin November 6, 2018

by admin November 6, 2018

23 Captivating Blue Hawk Landscape Edging .A distinct side is often the distinction between a yard that…
Nail Ideas
23 Best Back to School Nail Ideas

by admin November 6, 2018

by admin November 6, 2018

23 Best Back to School Nail Ideas .As soon as the intense white tones of summer have…
Best Gift Ideas
Best 21 Gift Ideas Best Friend

by admin November 5, 2018

by admin November 5, 2018

Best 21 Gift Ideas Best Friend .Roasts are constantly differed, varying from the commonly liked single beginning…
Italian Recipes
35 Of the Best Ideas for Authentic Italian Pizza Dough Recipes

by admin November 5, 2018

by admin November 5, 2018

35 Of the Best Ideas for Authentic Italian Pizza Dough Recipes .Finest Italian Recipes- Italian food is…
Wedding Invitations
Top 21 Printable Wedding Invitations Kits

by admin November 5, 2018

by admin November 5, 2018

Top 21 Printable Wedding Invitations Kits .Wedding celebration invitations additionally differ in rate point from very expensive…
Best Valentines Day Ideas
20 Best Valentines Day Quote

by admin November 5, 2018

by admin November 5, 2018

20 Best Valentines Day Quote .Yes, the wonderful day is close. I imply Valentines Day. Lots of…
Anklets
The Best Ideas for Anklet Indian

by admin November 5, 2018

by admin November 5, 2018

The Best Ideas for Anklet Indian .People hold that if the other half or the child connections…
Wedding Dresses
20 Ideas for 1920 Wedding Dresses

by admin November 5, 2018

by admin November 5, 2018

20 Ideas for 1920 Wedding Dresses .Bridal gown budget plans are seldom precise. You may need to…
Easter Party Ideas
30 Ideas for Easter Party Food Ideas for toddlers

by admin November 5, 2018

by admin November 5, 2018

30 Ideas for Easter Party Food Ideas for toddlers .Whether you have a little celebration or a…
Nail Colors
The Best Fall Nail Colors

by admin November 5, 2018

by admin November 5, 2018

The Best Fall Nail Colors .Juicy reds are soaring up the style graphes this fall. Yet why…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?