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Home, Family, Style and Art Ideas
  • Home
  • Categories
    • Home Decor
      • Backyard Ideas
      • Bathroom Ideas
      • Bedroom Ideas
      • Fireplace Ideas
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      • Kids Room Ideas
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      • Storage Ideas
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      • Anime Hairstyles
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  • Inspirational Quotes

    24 Best Inspirational Quotes for Families

    by admin March 2, 2019
    by admin March 2, 2019

    24 Best Inspirational Quotes for Families .Put life in perspective with with some brief yet sage pieces…

  • Nail Ideas

    23 Ideas for Natural Nail Ideas

    by admin March 2, 2019
    by admin March 2, 2019

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    23 Ideas for Romantic Love Quote

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    by admin March 2, 2019

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    The Best Ideas for Good 30th Birthday Gifts

    by admin March 2, 2019
    by admin March 2, 2019

    The Best Ideas for Good 30th Birthday Gifts . Sure, you can choose something cool down of…

  • Gift Ideas For Girls

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    by admin March 2, 2019

    24 Ideas for Gift Ideas Tween Girls . Women love shocks, particularly gifts. Hence, indulge your girl…

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    The Best 40th Birthday Gift

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    by admin March 2, 2019

    The Best 40th Birthday Gift . Sure, you can choose something cool off of the rack and…

  • Gift Ideas For Couples

    The Best Ideas for Engagement Gift Ideas for Couples

    by admin March 2, 2019
    by admin March 2, 2019

    The Best Ideas for Engagement Gift Ideas for Couples . The couple that’s constantly hosting events possibly…

  • Birthday Party Inspirations

    The top 30 Ideas About Frozen Birthday Party Ideas

    by admin March 2, 2019
    by admin March 2, 2019

    The top 30 Ideas About Frozen Birthday Party Ideas . Find Birthday Party Product, consisting of Decorations,…

  • Salmon Recipes

    The Best Best Salmon Salad Recipe

    by admin March 2, 2019
    by admin March 2, 2019

    The Best Best Salmon Salad Recipe .Me as well as my hubby always simply pan fry the…

  • Friendship Quotes

    The top 21 Ideas About Great Friendship Quotes

    by admin March 2, 2019
    by admin March 2, 2019

    The top 21 Ideas About Great Friendship Quotes . Relationships are born in a million different ways,…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?




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