Home, Family, Style and Art Ideas

Birthday Gift Ideas
The Best Ideas for Teenager Birthday Gift Ideas

by admin November 9, 2018

by admin November 9, 2018

The Best Ideas for Teenager Birthday Gift Ideas . Make your mind up from our wide wide…
Birthday Gift Inspirations
24 Best Ideas Birthday Gifts for Dads

by admin November 9, 2018

by admin November 9, 2018

24 Best Ideas Birthday Gifts for Dads . Sure, your birthday celebration lady enjoys her share of…
Baby Shower Gift Ideas
The top 30 Ideas About Thank You Gift Ideas for Baby Shower Host

by admin November 9, 2018

by admin November 9, 2018

The top 30 Ideas About Thank You Gift Ideas for Baby Shower Host .It s a creature,…
Birthday Card Ideas
The 22 Best Ideas for Free Birthday E-card

by admin November 9, 2018

by admin November 9, 2018

The 22 Best Ideas for Free Birthday E-card . Read these homemade birthday card suggestions to get…
DIY Wedding Ideas
21 Best Ideas Diy Wedding Programs Fans Template

by admin November 9, 2018

by admin November 9, 2018

21 Best Ideas Diy Wedding Programs Fans Template . Obtain motivated with DIY wedding jobs for flowers…
Coloring Pages For Toddlers
20 Ideas for Christmas Coloring Pages for toddlers

by admin November 9, 2018

by admin November 9, 2018

20 Ideas for Christmas Coloring Pages for toddlers .My children utilize (and also delight in) the coloring…
Gender Reveal Party Ideas
The top 20 Ideas About Great Gender Reveal Party Ideas

by admin November 9, 2018

by admin November 9, 2018

The top 20 Ideas About Great Gender Reveal Party Ideas . I was at a gender reveal…
Coloring Pages For Toddlers
20 Of the Best Ideas for Alphabet Coloring Pages for toddlers

by admin November 9, 2018

by admin November 9, 2018

20 Of the Best Ideas for Alphabet Coloring Pages for toddlers .I presume I don t see…
Pins
Best 23 Pins Design

by admin November 9, 2018

by admin November 9, 2018

Best 23 Pins Design .There s no much better way to cheer up your collar than with…
Cool Hairstyles
The 20 Best Ideas for Cool Comb Over Haircuts

by admin November 8, 2018

by admin November 8, 2018

The 20 Best Ideas for Cool Comb Over Haircuts .Amazing hairstyles for girls consist of emo hairstyles…

1
…
1,628
1,629
1,630
1,631
1,632
…
1,746

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?