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Home, Family, Style and Art Ideas
  • Home
  • Categories
    • Home Decor
      • Backyard Ideas
      • Bathroom Ideas
      • Bedroom Ideas
      • Fireplace Ideas
      • Garage Ideas
      • Kids Room Ideas
      • Kitchen Ideas
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      • Lighting Ideas
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      • Paint Ideas
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      • Storage Ideas
    • Hairstyle
      • Anime Hairstyles
      • Black Hairstyles
      • Bob Hairstyles
      • Boys Hairstyle
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      • Best 4th of July Ideas
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  • Funny Quotes

    25 Ideas for Funny Leap Year Quotes

    by admin August 13, 2018
    by admin August 13, 2018

    25 Ideas for Funny Leap Year Quotes . I do not think that you can offer the…

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    20 Ideas for Beautiful Nails Broken Arrow

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    by admin August 13, 2018

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  • Beautiful Nails

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  • DIY Box Ideas

    20 Best Ideas Box Mod Kit Diy

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  • Coloring Pages For Girls

    The Best Girls Coloring Sheets

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    by admin August 13, 2018

    The Best Girls Coloring Sheets . In this category, you will find amazing Coloring Pages Powerpuff Girls…

  • Necklaces

    The Best Ideas for Cross Necklace for Girl

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    by admin August 13, 2018

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  • Earrings

    Best 24 Silver Drop Earrings

    by admin August 13, 2018
    by admin August 13, 2018

    Best 24 Silver Drop Earrings .An earring is a piece of precious jewelry connected to the ear…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?




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