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Low Carb Recipes
The Best Spaghetti Squash Low Carb

by admin October 26, 2024

by admin October 26, 2024

The Best Spaghetti Squash Low Carb .A low-carb diet plan can use lots of health advantages, but…
Gift Ideas For Boyfriend
The top 25 Ideas About Cute Sentimental Gift Ideas for Boyfriend

by admin October 26, 2024

by admin October 26, 2024

The top 25 Ideas About Cute Sentimental Gift Ideas for Boyfriend . Has your darling been extra…
Graduation Party Ideas
35 Best Centerpiece Ideas for High School Graduation Party

by admin October 26, 2024

by admin October 26, 2024

35 Best Centerpiece Ideas for High School Graduation Party . Give your graduate a grand send-off by…
Birthday Gift Ideas
20 Ideas for 20th Birthday Gift Ideas

by admin October 26, 2024

by admin October 26, 2024

20 Ideas for 20th Birthday Gift Ideas .If you’re just after a unique birthday present, then you’ve…
Gift Ideas For Boyfriend
The Best Sentimental Gift Ideas for Boyfriend

by admin October 25, 2024

by admin October 25, 2024

The Best Sentimental Gift Ideas for Boyfriend . Has your sweetheart been added wonderful recently? If you…
Brooches
22 Ideas for button Brooches

by admin October 25, 2024

by admin October 25, 2024

22 Ideas for button Brooches .There s no far better way to spruce up your collar than…
Girls Hairstyle
The 24 Best Ideas for Girl Pirate Hairstyles

by admin October 25, 2024

by admin October 25, 2024

The 24 Best Ideas for Girl Pirate Hairstyles .Little women love to have accessories in their hair…
Gifts for Kids
22 Of the Best Ideas for Halloween Gift Baskets for Kids

by admin October 25, 2024

by admin October 25, 2024

22 Of the Best Ideas for Halloween Gift Baskets for Kids .There are lots of means for…
Kids Hairstyle Ideas
The 23 Best Ideas for Vaseline In Baby Hair

by admin October 24, 2024

by admin October 24, 2024

The 23 Best Ideas for Vaseline In Baby Hair .This stylish hairstyle has a lot going all…
Best Thanksgiving Ideas
24 Ideas for Happy Thanksgiving Quotes Inspirational

by admin October 24, 2024

by admin October 24, 2024

24 Ideas for Happy Thanksgiving Quotes Inspirational .Thanksgiving is around the corner, as well as you have…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?