Home, Family, Style and Art Ideas

Long Hairstyles
23 Ideas for Haircuts Long Layered

by admin March 4, 2019

by admin March 4, 2019

23 Ideas for Haircuts Long Layered .First step to stop hair breakage is conditioning. When you condition…
DIY Craft for Kids Ideas
The top 20 Ideas About Diy Painting for Kids

by admin March 4, 2019

by admin March 4, 2019

The top 20 Ideas About Diy Painting for Kids . Preschoolers can finger paint paper plates, then…
Kids Fashion Ideas
Top 24 Cute Kids Fashion

by admin March 4, 2019

by admin March 4, 2019

Top 24 Cute Kids Fashion .The Ultimate guide to child garments Sprucing up babies can be actually…
Nail Styles
Top 22 Matte Nail Styles

by admin March 3, 2019

by admin March 3, 2019

Top 22 Matte Nail Styles .If you desire to do it on your very own, constantly remember…
Easter Party Ideas
30 Ideas for Easter Party Planning Ideas

by admin March 3, 2019

by admin March 3, 2019

30 Ideas for Easter Party Planning Ideas .Whether you have a tiny event or a large family…
Birthday Cake Ideas
The 20 Best Ideas for Pictures Of Happy Birthday Cakes

by admin March 3, 2019

by admin March 3, 2019

The 20 Best Ideas for Pictures Of Happy Birthday Cakes .Birthdays are insufficient without Cakes! The method…
Valentines Day Gift Ideas
The Best Ideas for Funny Valentines Day Gift Ideas

by admin March 3, 2019

by admin March 3, 2019

The Best Ideas for Funny Valentines Day Gift Ideas .Store from these thoughtful and cost effective picks,…
Easy Hairstyles
21 Of the Best Ideas for Easy Black Girl Hairstyles for School

by admin March 3, 2019

by admin March 3, 2019

21 Of the Best Ideas for Easy Black Girl Hairstyles for School .This hairstyle is basic yet…
Bathroom Ideas
24 Trendy Adhesive Bathroom Tiles

by admin March 3, 2019

by admin March 3, 2019

24 Trendy Adhesive Bathroom Tiles .At first look, you might just discover the classic metro tiles on…
Kids Room Ideas
20 Superb Kids Wall Storage

by admin March 3, 2019

by admin March 3, 2019

20 Superb Kids Wall Storage .As soon as your children start strolling on their own, they play…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?