Home, Family, Style and Art Ideas

Birthday Decoration Ideas
The top 23 Ideas About 2nd Birthday Decorations

by admin March 4, 2019

by admin March 4, 2019

The top 23 Ideas About 2nd Birthday Decorations .Women’ Birthday Celebration Supplies Pick from 70+ birthday patterns…
Love Quotes
Best 20 Love Distance Quotes

by admin March 4, 2019

by admin March 4, 2019

Best 20 Love Distance Quotes .I’m selfish, restless as well as a little insecure. I make blunders,…
Gifts for Kids
The Best Ideas for Children Gift Tax

by admin March 4, 2019

by admin March 4, 2019

The Best Ideas for Children Gift Tax .There are many gift concepts out there to selected from…
DIY Outdoor Ideas
Best 35 Diy Outdoor Countertops

by admin March 4, 2019

by admin March 4, 2019

Best 35 Diy Outdoor Countertops .Summer season is the period for delighting in whatever outdoors and imaginable.…
Best New Years Day Ideas
Top 25 New Year Resolution Quotes Funny

by admin March 4, 2019

by admin March 4, 2019

Top 25 New Year Resolution Quotes Funny .A typical custom on New Years is just one of…
Education Quotes
The Best Ideas for Bible Quotes About Education

by admin March 4, 2019

by admin March 4, 2019

The Best Ideas for Bible Quotes About Education . In the optimal situation, education as well as…
Easter Party Ideas
Best 30 Easter Party Game Ideas Kids

by admin March 4, 2019

by admin March 4, 2019

Best 30 Easter Party Game Ideas Kids .Whether you have a tiny gathering or a big family…
Glitter Nails
The Best Black Glitter Ombre Nails

by admin March 4, 2019

by admin March 4, 2019

The Best Black Glitter Ombre Nails .Glitter could make you reflect to doing crafts in primary school,…
Long Hairstyles
Best 23 Short Haircuts with Long Bangs

by admin March 4, 2019

by admin March 4, 2019

Best 23 Short Haircuts with Long Bangs .It is likewise vital, particularly with lengthy hair because lots…
Christmas Party Ideas
Top 25 Country Christmas Party Ideas

by admin March 4, 2019

by admin March 4, 2019

Top 25 Country Christmas Party Ideas . If people are looking to be less energetic for the…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?