Home, Family, Style and Art Ideas

Kids Room Ideas
25 Best Design Ideas for Kids Indoor Bounce House

by admin November 12, 2018

by admin November 12, 2018

25 Best Design Ideas for Kids Indoor Bounce House .Instead of maintaining them homebound, allow them run…
Engagement Party Ideas
21 Of the Best Ideas for Engagement Party Outfit Ideas

by admin November 12, 2018

by admin November 12, 2018

21 Of the Best Ideas for Engagement Party Outfit Ideas . Break out the rose gold bangle…
Beautiful Nails
Best 20 Pretty Hate Machine Nine Inch Nails

by admin November 12, 2018

by admin November 12, 2018

Best 20 Pretty Hate Machine Nine Inch Nails .Gorgeous Nails & Body Salon brings a special, indulgent…
Baby Room Décor
20 Ideas for Baby Girl Nursery Decor

by admin November 12, 2018

by admin November 12, 2018

20 Ideas for Baby Girl Nursery Decor .It s my preferred because it was transformed from a…
Coloring Pages For Kids
25 Best Ideas Faith Coloring Pages for Kids

by admin November 12, 2018

by admin November 12, 2018

25 Best Ideas Faith Coloring Pages for Kids . Maintain kids active and creative anywhere, anytime, with…
Wedding Flowers
Best 23 Wedding Flowers Prices

by admin November 12, 2018

by admin November 12, 2018

Best 23 Wedding Flowers Prices .While speaking with the flower designer do not obtain discouraged if the…
Friendship Quotes
The top 21 Ideas About Cat Friendship Quotes

by admin November 12, 2018

by admin November 12, 2018

The top 21 Ideas About Cat Friendship Quotes . Friendships are born in a million different ways,…
Kitchen Ideas
21 Thinks We Can Learn From This Rustic Kitchen Sets

by admin November 12, 2018

by admin November 12, 2018

21 Thinks We Can Learn From This Rustic Kitchen Sets .You do not need to reside in…
Inspirational Quotes
24 Best Ideas Inspirational Life Quotes and Sayings

by admin November 12, 2018

by admin November 12, 2018

24 Best Ideas Inspirational Life Quotes and Sayings .Put life in point of view with with some…
Best Valentines Day Ideas
20 Best Ideas Valentines Day Gifts

by admin November 12, 2018

by admin November 12, 2018

20 Best Ideas Valentines Day Gifts .There are thousands of valentine day suggestions to select from but…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?