Home, Family, Style and Art Ideas

Women Hairstyles
Top 20 Super Short Women's Haircuts

by admin March 18, 2019

by admin March 18, 2019

Top 20 Super Short Women&#039;s Haircuts .Tool hairstyles are in reality, the safest as well as most…
Birthday Decoration Ideas
Top 23 Cat Birthday Decorations

by admin March 18, 2019

by admin March 18, 2019

Top 23 Cat Birthday Decorations .Women’ Birthday Supplies Select From 70+ birthday celebration patterns for women, including…
Gift Ideas For Girls
24 Ideas for Gift Ideas for Girls Age 12

by admin March 18, 2019

by admin March 18, 2019

24 Ideas for Gift Ideas for Girls Age 12 . Women like surprises, especially gifts. Therefore, spoil…
Sheet Pan Dinner Recipes
25 Best Ideas Chicken Breast Sheet Pan Dinner

by admin March 18, 2019

by admin March 18, 2019

25 Best Ideas Chicken Breast Sheet Pan Dinner .Avoid the unpleasant procedure of frying eggplant as well…
Nail Styles
The 22 Best Ideas for Long Nail Styles

by admin March 17, 2019

by admin March 17, 2019

The 22 Best Ideas for Long Nail Styles .If you want to take oblong nails a step…
Casserole Recipes
The top 24 Ideas About Mamaws Chicken and Rice Casserole

by admin March 17, 2019

by admin March 17, 2019

The top 24 Ideas About Mamaws Chicken and Rice Casserole .I made this tonight and it ended…
Valentines Day Gift Ideas
35 Of the Best Ideas for Unique Valentine Gift Ideas for Husband

by admin March 17, 2019

by admin March 17, 2019

35 Of the Best Ideas for Unique Valentine Gift Ideas for Husband .Shop from these thoughtful and…
Wedding Themes
The 20 Best Ideas for Night Wedding themes

by admin March 17, 2019

by admin March 17, 2019

The 20 Best Ideas for Night Wedding themes .Wedding celebration themes are utilized by a growing number…
Low Carb Recipes
The 25 Best Ideas for Good Low Carb Dinners

by admin March 17, 2019

by admin March 17, 2019

The 25 Best Ideas for Good Low Carb Dinners .A low-carb diet regimen can offer many health…
DIY Gift Ideas
30 Of the Best Ideas for Creative Diy Gift Ideas

by admin March 17, 2019

by admin March 17, 2019

30 Of the Best Ideas for Creative Diy Gift Ideas . But there is one more method!…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?