Home, Family, Style and Art Ideas

Nail Designs
Best 20 Kid Nail Designs

by admin November 13, 2018

by admin November 13, 2018

Best 20 Kid Nail Designs .If you are looking for a restrained gel nail idea, these are…
Wedding Dresses
The Best Groupusa Wedding Dresses

by admin November 13, 2018

by admin November 13, 2018

The Best Groupusa Wedding Dresses .Let’s face it. A lot of men just can’t seem to comprehend…
Best Mothers Day Ideas
Top 21 Mother's Day Gift Certificate Template Free Download

by admin November 13, 2018

by admin November 13, 2018

Top 21 Mother&#039;s Day Gift Certificate Template Free Download .Take her to a dining establishment which she…
Coloring Pages for Children
Best 21 Baby Jesus Coloring Pages for Preschoolers

by admin November 13, 2018

by admin November 13, 2018

Best 21 Baby Jesus Coloring Pages for Preschoolers .Vacations Coloring Pages Oh what fun the vacations are…
DIY Costume Ideas
The top 35 Ideas About Pacman Costume Diy

by admin November 13, 2018

by admin November 13, 2018

The top 35 Ideas About Pacman Costume Diy .Halloween is an open invite to be and impersonate…
Coloring Pages for Children
21 Of the Best Ideas for Harley Quinn Coloring Pages for Kids

by admin November 13, 2018

by admin November 13, 2018

21 Of the Best Ideas for Harley Quinn Coloring Pages for Kids .We have some actually fantastic…
Kids Fashion Ideas
Best 24 Kids Fall Fashion

by admin November 13, 2018

by admin November 13, 2018

Best 24 Kids Fall Fashion .When it pertains to styling your child, one can not make them…
Birthday Quote Ideas
35 Best Ideas Happy Birthday Boyfriend Quotes

by admin November 13, 2018

by admin November 13, 2018

35 Best Ideas Happy Birthday Boyfriend Quotes . These birthday celebration quotes are a great location to…
Easter Party Ideas
30 Of the Best Ideas for Kids Easter Party Snack Ideas

by admin November 12, 2018

by admin November 12, 2018

30 Of the Best Ideas for Kids Easter Party Snack Ideas .Whether you have a tiny celebration…
Recipes for Kids
25 Ideas for Valentines Day Recipes for Kids

by admin November 12, 2018

by admin November 12, 2018

25 Ideas for Valentines Day Recipes for Kids .We ve rounded up our favorite simple baking recipes…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?