Home, Family, Style and Art Ideas

Nail Designs
Top 20 Nail Designs for Fall 2020

by admin March 6, 2019

by admin March 6, 2019

Top 20 Nail Designs for Fall 2020 .If you are looking for a restrained gel nail concept,…
Backyard Party Ideas
The top 23 Ideas About Backyard Tea Lights Party Ideas

by admin March 6, 2019

by admin March 6, 2019

The top 23 Ideas About Backyard Tea Lights Party Ideas .The very best kind of yard party…
Wedding Shoes
The 24 Best Ideas for nordstroms Wedding Shoes

by admin March 5, 2019

by admin March 5, 2019

The 24 Best Ideas for nordstroms Wedding Shoes .The bride can select from a variety of bridal…
Freezer-friendly Recipes
The Best Apple Pie Filling for Freezer

by admin March 5, 2019

by admin March 5, 2019

The Best Apple Pie Filling for Freezer .Pepper steak is just one of my favored recipes, yet…
Birthday Party Inspirations
Best 30 Farm Birthday Party Supplies

by admin March 5, 2019

by admin March 5, 2019

Best 30 Farm Birthday Party Supplies . First Birthday Celebration Concepts >> Barnyard First Birthday Event Suggestions…
Vegetarian Recipes
35 Best Ideas Vegetarian Recipes On A Budget

by admin March 5, 2019

by admin March 5, 2019

35 Best Ideas Vegetarian Recipes On A Budget .I recently made your lentil soup and can’t say…
Sad Quotes
24 Best Sad Quotes About Friends

by admin March 5, 2019

by admin March 5, 2019

24 Best Sad Quotes About Friends .You can never ever manage that you drop in love with,…
Bob Hairstyles
The Best Ideas for Cute Bobs Black Hairstyles

by admin March 5, 2019

by admin March 5, 2019

The Best Ideas for Cute Bobs Black Hairstyles .Bob hairstyle is the most trendy style with hairs…
Best Passover Ideas
The Best Ideas for Passover Granola Recipe

by admin March 5, 2019

by admin March 5, 2019

The Best Ideas for Passover Granola Recipe .Keep reading for some wonderful thoughts on just how you…
Birthday Cake Ideas
Best 20 First Birthday Cakes for Girls

by admin March 4, 2019

by admin March 4, 2019

Best 20 First Birthday Cakes for Girls .Birthdays are incomplete without Cakes! The method of reducing a…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?