Home, Family, Style and Art Ideas

Coloring Pages for Children
Top 21 Elephant Coloring Pages for Kids

by admin August 16, 2018

by admin August 16, 2018

Top 21 Elephant Coloring Pages for Kids .Have and come enjoyable with free tinting pages suitable for…
Nail Designs
The top 20 Ideas About Metallic Nail Designs

by admin August 16, 2018

by admin August 16, 2018

The top 20 Ideas About Metallic Nail Designs .If you are looking for a controlled gel nail…
Cute Hairstyles
22 Ideas for Cute Prom Hairstyles for Long Hair

by admin August 16, 2018

by admin August 16, 2018

22 Ideas for Cute Prom Hairstyles for Long Hair .Treating your hair with excellent quality hair shampoos…
Christmas Gift Ideas
20 Best Homemade Christmas Gift Ideas for Coworkers

by admin August 16, 2018

by admin August 16, 2018

20 Best Homemade Christmas Gift Ideas for Coworkers .Locate the ideal gift for everybody on your checklist,…
DIY Kit Ideas
Top 23 Diy Light Kit

by admin August 16, 2018

by admin August 16, 2018

Top 23 Diy Light Kit .Doing not have different approaches of fire lighting, the Zippo Emergency Situation…
Cool Hairstyles
Top 20 Cool Summer Hairstyles

by admin August 16, 2018

by admin August 16, 2018

Top 20 Cool Summer Hairstyles .It is one of the most stylish hairstyle as well as stars…
Inspirational Quotes
Top 24 Best Inspirational Quotes

by admin August 16, 2018

by admin August 16, 2018

Top 24 Best Inspirational Quotes . This is a quote that can come in convenient if you’re…
DIY Kit Ideas
23 Best Ideas solar Led Light Kit Diy

by admin August 16, 2018

by admin August 16, 2018

23 Best Ideas solar Led Light Kit Diy .Doing not have different techniques of fire lights, the…
Summer Party Ideas
The 22 Best Ideas for toddler Summer Birthday Party Ideas

by admin August 16, 2018

by admin August 16, 2018

The 22 Best Ideas for toddler Summer Birthday Party Ideas .@[Warm weather condition requires a fun summer…
Gift Ideas For Girls
Top 24 Gift Ideas for 18 Year Old Girls

by admin August 16, 2018

by admin August 16, 2018

Top 24 Gift Ideas for 18 Year Old Girls . Ladies enjoy shocks, specifically gifts. Therefore, indulge…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?