Home, Family, Style and Art Ideas

DIY Home Decoration Ideas
Top 22 Spooky Halloween Decorations Diy

by admin March 6, 2019

by admin March 6, 2019

Top 22 Spooky Halloween Decorations Diy . The truth that doing a DIY job is less costly…
Wedding Hairstyles
23 Of the Best Ideas for Down Wedding Hairstyles for Long Hair

by admin March 6, 2019

by admin March 6, 2019

23 Of the Best Ideas for Down Wedding Hairstyles for Long Hair .A lady’s wedding day is…
Storage Ideas
21 Superb Kitchen Cabinet Storage Unit

by admin March 6, 2019

by admin March 6, 2019

21 Superb Kitchen Cabinet Storage Unit .From food preparation to captivating to cleaning, our cooking area collection…
Diabetic Recipes
25 Of the Best Ideas for Smoothies Recipes for Diabetics

by admin March 6, 2019

by admin March 6, 2019

25 Of the Best Ideas for Smoothies Recipes for Diabetics .This ought to provide you a healthy…
Birthday Decoration Ideas
The top 23 Ideas About Train Birthday Party Decorations

by admin March 6, 2019

by admin March 6, 2019

The top 23 Ideas About Train Birthday Party Decorations . Balloons can be one of one of…
Valentine's Day Recipes
20 Best Ideas Valentine Day Recipes Desserts

by admin March 6, 2019

by admin March 6, 2019

20 Best Ideas Valentine Day Recipes Desserts .Certain, a charming dinner is the star of Valentine’s Day,…
Fathers Day Gift Ideas
The 22 Best Ideas for Good Father Day Gift Ideas

by admin March 6, 2019

by admin March 6, 2019

The 22 Best Ideas for Good Father Day Gift Ideas .Father states he is easy-going as well…
High Fiber Recipes
Best 24 Fiber In Brown Rice

by admin March 6, 2019

by admin March 6, 2019

Best 24 Fiber In Brown Rice .A quick, versatile way to prepare couscous with summer veggies– zucchini,…
Graduation Quotes
20 Ideas for Congratulations On Graduation Quotes

by admin March 6, 2019

by admin March 6, 2019

20 Ideas for Congratulations On Graduation Quotes . With the flurry of feelings your loved one is…
Keto Recipes
The Best Ideas for Keto Diet Macros Calculator

by admin March 6, 2019

by admin March 6, 2019

The Best Ideas for Keto Diet Macros Calculator .If you are searching for the very best simple…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?