Home, Family, Style and Art Ideas

Best Valentines Day Ideas
The top 20 Ideas About Small Valentines Day Gifts for Him

by admin August 16, 2018

by admin August 16, 2018

The top 20 Ideas About Small Valentines Day Gifts for Him .An outstanding Valentines Day suggestion for…
Recipes for Kids
25 Ideas for Chicken Baby Recipes

by admin August 16, 2018

by admin August 16, 2018

25 Ideas for Chicken Baby Recipes .When your kids begin revealing an interest in cooking, you’ll enjoy…
Rice Recipes
The 23 Best Ideas for Turkey Rice soup Recipe

by admin August 16, 2018

by admin August 16, 2018

The 23 Best Ideas for Turkey Rice soup Recipe .These recipes were evaluated with white basmati rice…
Trolls Party Ideas
The Best Trolls Party Ideas Diy

by admin August 16, 2018

by admin August 16, 2018

The Best Trolls Party Ideas Diy .Birthday events are only as enjoyable as the crafts, video games,…
Birthday Party Inspirations
The Best Birthday Party Face Painting

by admin August 16, 2018

by admin August 16, 2018

The Best Birthday Party Face Painting .Host the Ultimate Celebration with Themed Birthday Celebration SuppliesBirthday celebrations ought…
Mothers Day Gift Ideas
30 Best Mothers Day Gift Ideas Pinterest

by admin August 16, 2018

by admin August 16, 2018

30 Best Mothers Day Gift Ideas Pinterest .The last thing any type of mom wants is a…
DIY Craft for Kids Ideas
The 20 Best Ideas for Diy Kids Bookshelves

by admin August 16, 2018

by admin August 16, 2018

The 20 Best Ideas for Diy Kids Bookshelves . Preschoolers can finger paint paper plates, then add…
Nail Designs
The Best Ideas for Ballerina Nail Designs

by admin August 16, 2018

by admin August 16, 2018

The Best Ideas for Ballerina Nail Designs .When the brilliant white tones of summertime have actually vanished…
Kids Party Ideas
24 Best Ideas Halloween Party Foods for Kids

by admin August 16, 2018

by admin August 16, 2018

24 Best Ideas Halloween Party Foods for Kids .It s a big migraine when you need to…
Anklets
The Best Anklet Initial

by admin August 16, 2018

by admin August 16, 2018

The Best Anklet Initial .Individuals hold that if the young boy or the other half ties anklets…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?