Home, Family, Style and Art Ideas

DIY Outdoor Ideas
Top 35 Diy Outdoor Bench Seats

by admin December 4, 2018

by admin December 4, 2018

Top 35 Diy Outdoor Bench Seats .Summer season is the season for taking pleasure in everything outdoors…
Relationship Quotes
The Best Abusive Relationships Quotes

by admin December 3, 2018

by admin December 3, 2018

The Best Abusive Relationships Quotes .Relationships are like the trends: they ebb and flow. And when that…
Diabetic Recipes
The top 25 Ideas About Cake Recipe for Diabetic

by admin December 3, 2018

by admin December 3, 2018

The top 25 Ideas About Cake Recipe for Diabetic .Any cookies that might not be especially essential…
Kitchen Ideas
20 Insanely Chic Beige Kitchen Backsplash

by admin December 2, 2018

by admin December 2, 2018

20 Insanely Chic Beige Kitchen Backsplash . We weren’t even planning a kitchen reno, but we are…
Anniversary Gift Ideas
20 Best 17th Wedding Anniversary Gift Ideas for Her

by admin December 2, 2018

by admin December 2, 2018

20 Best 17th Wedding Anniversary Gift Ideas for Her .On this day, you realize what a gift…
Engagement Party Ideas
21 Of the Best Ideas for Engagement Party Venue Ideas

by admin December 2, 2018

by admin December 2, 2018

21 Of the Best Ideas for Engagement Party Venue Ideas . Burst out the rose gold bangle…
Wedding Nails
21 Best Ideas Wedding Design Nails

by admin December 2, 2018

by admin December 2, 2018

21 Best Ideas Wedding Design Nails .However wedding celebration manicures needn t be a last minute choice.…
Kitchen Ideas
20 Stylish Backsplash Ideas for White Kitchen

by admin December 2, 2018

by admin December 2, 2018

20 Stylish Backsplash Ideas for White Kitchen . Because its smaller sized scale implies you’re totally free…
Diabetic Recipes
The Best Ideas for Food Network Diabetic Recipes

by admin December 1, 2018

by admin December 1, 2018

The Best Ideas for Food Network Diabetic Recipes .This should give you a healthy as well as…
Gift Ideas For Couples
20 Best Honeymoon Gift Ideas Couples

by admin November 17, 2018

by admin November 17, 2018

20 Best Honeymoon Gift Ideas Couples . The couple who’s constantly holding events possibly does not need…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?