Home, Family, Style and Art Ideas

Romantic Quotes
The 23 Best Ideas for Romantic Movie Quotes

by admin December 6, 2018

by admin December 6, 2018

The 23 Best Ideas for Romantic Movie Quotes .The point is that love provides us a ringside…
Bedroom Ideas
30 Inspirational Rustic King Size Bedroom Sets

by admin December 6, 2018

by admin December 6, 2018

30 Inspirational Rustic King Size Bedroom Sets .Transforming your master collection? Integrating typical silhouettes with rustic details,…
Kitchen Ideas
30 Cute Kitchen Appliance organizer

by admin December 6, 2018

by admin December 6, 2018

30 Cute Kitchen Appliance organizer .From food prep to amusing to cleanup, our kitchen area collection assists…
Low Carb Recipes
The top 25 Ideas About Low Carb Dinners for Family

by admin December 5, 2018

by admin December 5, 2018

The top 25 Ideas About Low Carb Dinners for Family .A low-carb diet can offer numerous wellness…
Keto Recipes
The 21 Best Ideas for Keto Diet Results before and after

by admin December 5, 2018

by admin December 5, 2018

The 21 Best Ideas for Keto Diet Results before and after .Keto bread definitely doesn’t have the…
Easter Party Ideas
30 Best Ideas Easter Tea Party Ideas

by admin December 4, 2018

by admin December 4, 2018

30 Best Ideas Easter Tea Party Ideas .Whether you have a little celebration or a large household…
Gift Ideas For Girlfriend
Best 35 Girlfriend Valentine Gift Ideas

by admin December 4, 2018

by admin December 4, 2018

Best 35 Girlfriend Valentine Gift Ideas .It doesn t have to be a birthday, anniversary, or vacation…
Casserole Recipes
Top 24 Broccoli and Cheese Casserole Recipe

by admin December 4, 2018

by admin December 4, 2018

Top 24 Broccoli and Cheese Casserole Recipe .Prepare to be astonished if you haven’t uncovered the elegance…
Kitchen Ideas
30 Fascinating Kitchen Cabinet organization Tips

by admin December 4, 2018

by admin December 4, 2018

30 Fascinating Kitchen Cabinet organization Tips .From food prep to delighting to cleaning, our cooking area collection…
DIY Craft for Kids Ideas
The Best Diy Paint for Kids

by admin December 4, 2018

by admin December 4, 2018

The Best Diy Paint for Kids .Whether your child likes crafts & arts or science experiments, we…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?