Home, Family, Style and Art Ideas

Birthday Wishes Ideas
Best 25 Best Wishes for Your Birthday

by admin March 11, 2019

by admin March 11, 2019

Best 25 Best Wishes for Your Birthday . Birthdays are amongst one of the most well known…
Bedroom Ideas
30 Cute Kids Bedroom Tent

by admin March 11, 2019

by admin March 11, 2019

30 Cute Kids Bedroom Tent .For children that are more almost minded exactly how about among our…
Mothers Day Quotes
The top 35 Ideas About Amazing Mother Quotes

by admin March 11, 2019

by admin March 11, 2019

The top 35 Ideas About Amazing Mother Quotes .Mother’s Day is the unique season when you get…
Dinner Party Ideas
24 Best Dinner Party Decorating Ideas On A Budget

by admin March 11, 2019

by admin March 11, 2019

24 Best Dinner Party Decorating Ideas On A Budget .We have actually put together a collection of…
Mens Hairstyles
The Best Mens Haircuts with Curly Hair

by admin March 11, 2019

by admin March 11, 2019

The Best Mens Haircuts with Curly Hair .The short organisation cut. It can be parted to either…
Kids Room Ideas
30 Glamour Outdoor Playground for Kids

by admin March 11, 2019

by admin March 11, 2019

30 Glamour Outdoor Playground for Kids .If you are looking for a play house that’s contemporary yet…
Anniversary Gift Ideas
20 Best 45th Wedding Anniversary Gift Ideas for Couples

by admin March 11, 2019

by admin March 11, 2019

20 Best 45th Wedding Anniversary Gift Ideas for Couples .Please your beloved partner by gifting a beautiful…
Love Quotes
The 20 Best Ideas for Confusing Love Quotes

by admin March 11, 2019

by admin March 11, 2019

The 20 Best Ideas for Confusing Love Quotes . When you have discovered the one individual that…
Kids Room Ideas
21 Fancy Swing Kids Thomas

by admin March 10, 2019

by admin March 10, 2019

21 Fancy Swing Kids Thomas .When you do not seem like evacuating as well as travelling to…
Landscape Ideas
24 Spectacular Landscape solar Lights

by admin March 10, 2019

by admin March 10, 2019

24 Spectacular Landscape solar Lights .Traditionally produced as well as sourced electricity remains the most used resource…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?