Home, Family, Style and Art Ideas

Anniversary Gift Ideas
20 Best Ideas Creative Anniversary Gift Ideas for Him

by admin August 18, 2018

by admin August 18, 2018

20 Best Ideas Creative Anniversary Gift Ideas for Him .Please your cherished spouse by gifting a lovely…
Birthday Card Ideas
22 Of the Best Ideas for Candy Birthday Cards

by admin August 18, 2018

by admin August 18, 2018

22 Of the Best Ideas for Candy Birthday Cards .Bulge birthday cards do not have to consist…
Bedroom Ideas
20 Luxurious Shabby Chic Bedroom Set

by admin August 18, 2018

by admin August 18, 2018

20 Luxurious Shabby Chic Bedroom Set .Worn-out trendy bedroom designs normally feature great deals of quite roses,…
Living Room Ideas
20 Smart Red Living Room Chair

by admin August 18, 2018

by admin August 18, 2018

20 Smart Red Living Room Chair .At Pepperfry, you can buy living room furniture online at the…
Birthday Wishes Ideas
The 25 Best Ideas for Birthday Wishes for Mom In Heaven

by admin August 18, 2018

by admin August 18, 2018

The 25 Best Ideas for Birthday Wishes for Mom In Heaven . All the finest on your…
Kids Party Ideas
24 Best Ideas Create A Kids Party

by admin August 18, 2018

by admin August 18, 2018

24 Best Ideas Create A Kids Party .It s a big frustration when you need to organize…
DIY Craft for Kids Ideas
The 20 Best Ideas for Diy Kids Tables

by admin August 18, 2018

by admin August 18, 2018

The 20 Best Ideas for Diy Kids Tables .Whether your child likes arts & crafts or science…
DIY Craft for Preschoolers Ideas
25 Ideas for Printable Crafts for Preschoolers

by admin August 18, 2018

by admin August 18, 2018

25 Ideas for Printable Crafts for Preschoolers . Since springtime is the time for revival and also…
Cheese Recipes
The 20 Best Ideas for Garlic Bread with Cheese

by admin August 18, 2018

by admin August 18, 2018

The 20 Best Ideas for Garlic Bread with Cheese .Remove the frying pan from the warmth as…
Best Labor Day Ideas
Top 24 Labor Day Gifts

by admin August 18, 2018

by admin August 18, 2018

Top 24 Labor Day Gifts .As the first Monday of September expands closer, the prepare for our…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?