Home, Family, Style and Art Ideas

Nail Designs
The Best Ideas for Korean Nail Designs

by admin December 5, 2023

by admin December 5, 2023

The Best Ideas for Korean Nail Designs .If you are looking for a subdued gel nail idea,…
Wedding Guest Book
21 Best Ideas Guest Book Alternatives Wedding Day

by admin December 5, 2023

by admin December 5, 2023

21 Best Ideas Guest Book Alternatives Wedding Day .Wedding celebration guest publication is a prize of words…
Wedding Themes
The Best Mexican theme Wedding

by admin December 4, 2023

by admin December 4, 2023

The Best Mexican theme Wedding .The fairy tale style is the most prominent wedding event themes in…
Tea Party Ideas
30 Ideas for Vintage Tea Party Ideas

by admin December 4, 2023

by admin December 4, 2023

30 Ideas for Vintage Tea Party Ideas .Few tea party ideas are as vital as tea! The…
Deep Fried Recipes
Top 20 Sweet Potato Fries Deep Fried

by admin December 4, 2023

by admin December 4, 2023

Top 20 Sweet Potato Fries Deep Fried .My partner likes this beef chimichanga recipe! I typically double…
Wedding Venues
22 Ideas for Wedding Venues Spokane

by admin December 4, 2023

by admin December 4, 2023

22 Ideas for Wedding Venues Spokane .After only a brief time online you must have a pretty…
Birthday Invitation Ideas
Top 25 Birthday Card Invitation Templates

by admin December 3, 2023

by admin December 3, 2023

Top 25 Birthday Card Invitation Templates . There are a lot of different ways to celebrate your…
DIY Plan Ideas
25 Of the Best Ideas for Diy Rocking Horse Plans

by admin December 3, 2023

by admin December 3, 2023

25 Of the Best Ideas for Diy Rocking Horse Plans . Ceramic Barn-Style DIY Bed Frame with…
Motivational Quotes
The Best Ideas for 2018 Motivational Quotes

by admin December 3, 2023

by admin December 3, 2023

The Best Ideas for 2018 Motivational Quotes . What is it about inspirational quotes that make them…
Best Passover Ideas
The Best Ideas for Passover Cookie Recipe

by admin December 3, 2023

by admin December 3, 2023

The Best Ideas for Passover Cookie Recipe .Review on for some terrific ideas on exactly how you…

1
…
160
161
162
163
164
…
1,746

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?