Home, Family, Style and Art Ideas

Party Food Ideas
Best 24 Valentine's Day Food Ideas for A Party

by admin August 20, 2018

by admin August 20, 2018

Best 24 Valentine&#039;s Day Food Ideas for A Party .@[Chips and also dip is always a party…
Coloring Pages For Kids
The Best Skull Coloring Pages for Kids

by admin August 20, 2018

by admin August 20, 2018

The Best Skull Coloring Pages for Kids . Coloring is a very fun for every ages: for…
Pasta Recipes
24 Best Ideas Shrimp and Sausage Pasta

by admin August 20, 2018

by admin August 20, 2018

24 Best Ideas Shrimp and Sausage Pasta .Do not allow difficult recipes stand in the way of…
Birthday Party Ideas
21 Best Gym Birthday Party Ideas

by admin August 20, 2018

by admin August 20, 2018

21 Best Gym Birthday Party Ideas .First Birthday Ideas >> Barnyard First Birthday Celebration Party Ideas Put…
Anklets
20 Of the Best Ideas for Anklet Hippie

by admin August 20, 2018

by admin August 20, 2018

20 Of the Best Ideas for Anklet Hippie .Anklets were put on as an everyday accessory by…
Best Memorial Day Ideas
23 Best Memorial Day Preschool Crafts

by admin August 20, 2018

by admin August 20, 2018

23 Best Memorial Day Preschool Crafts .Memorial Day is a special celebration in which we can all…
Kids Fashion Ideas
24 Ideas for Crazy 8 Kids Fashion Line

by admin August 19, 2018

by admin August 19, 2018

24 Ideas for Crazy 8 Kids Fashion Line .Sprucing up babies can be actually enjoyable and it…
DIY Craft for Preschoolers Ideas
25 Best Christmas Art Ideas for Preschoolers

by admin August 19, 2018

by admin August 19, 2018

25 Best Christmas Art Ideas for Preschoolers . Daily Leisure has a number of cute crafts for…
Wedding Flowers
23 Of the Best Ideas for Silk Flowers Wedding

by admin August 19, 2018

by admin August 19, 2018

23 Of the Best Ideas for Silk Flowers Wedding .Flowers are symbols of God’s love and also…
Glitter Nails
25 Ideas for Long Glitter Nails

by admin August 19, 2018

by admin August 19, 2018

25 Ideas for Long Glitter Nails .Radiance might make you reflect to doing crafts in primary school,…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?