Home, Family, Style and Art Ideas

Love Quotes
Best 20 Jamaican Love Quotes

by admin December 15, 2018

by admin December 15, 2018

Best 20 Jamaican Love Quotes .I make blunders, I am out of control and also at times…
Casserole Recipes
The Best Cabbage Casserole Recipe

by admin December 15, 2018

by admin December 15, 2018

The Best Cabbage Casserole Recipe .If you haven’t found the beauty of covered dishes yet, prepare to…
Casserole Recipes
The Best Ideas for Chicken Casseroles with Noodles

by admin December 14, 2018

by admin December 14, 2018

The Best Ideas for Chicken Casseroles with Noodles .I made this tonight and it transformed out terrific.…
Living Room Ideas
22 Captivating Interior Designing Ideas Living Room

by admin December 13, 2018

by admin December 13, 2018

22 Captivating Interior Designing Ideas Living Room .There is nothing like crafting a well-designed living room that…
Organizing Ideas
30 Gorgeous Overhead Garage organization

by admin December 13, 2018

by admin December 13, 2018

30 Gorgeous Overhead Garage organization .Plastic storage containers are one of the excellent garage storage space systems…
DIY Craft for Kids Ideas
The 20 Best Ideas for Cool Kids Art

by admin December 13, 2018

by admin December 13, 2018

The 20 Best Ideas for Cool Kids Art .Searching for fun crafts to try with your grandchildren…
Kids Hairstyles
25 Best Ideas Best Kids Haircuts

by admin December 13, 2018

by admin December 13, 2018

25 Best Ideas Best Kids Haircuts .@[New Year and also new hairstyle go hand in hand. With…
Best Valentines Day Ideas
20 Ideas for Valentines Day Quotes for Him

by admin December 13, 2018

by admin December 13, 2018

20 Ideas for Valentines Day Quotes for Him .I suggest Valentines Day. If you have a girlfriend,…
Instant Pot Recipes
Best 25 Instant Pot Acorn Squash

by admin December 13, 2018

by admin December 13, 2018

Best 25 Instant Pot Acorn Squash .These Instant Pot recipes are about to conserve you from hunger…
Landscape Ideas
20 Sensational Sustainable Landscape Designs

by admin December 12, 2018

by admin December 12, 2018

20 Sensational Sustainable Landscape Designs .A huge water basin is the focal point of this Islamic-style courtyard…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?