Home, Family, Style and Art Ideas

Bedroom Ideas
23 Inspiring Ikea Small Bedroom Ideas

by admin December 19, 2018

by admin December 19, 2018

23 Inspiring Ikea Small Bedroom Ideas . When embellishing tiny bedrooms, one of the most effective methods…
Gift Ideas For Boyfriend
25 Best Homemade Boyfriend Gift Ideas

by admin December 19, 2018

by admin December 19, 2018

25 Best Homemade Boyfriend Gift Ideas . If you are the crafty or Do It Yourself kind,…
Kids Party Ideas
24 Of the Best Ideas for Red Carpet Party Ideas for Kids

by admin December 19, 2018

by admin December 19, 2018

24 Of the Best Ideas for Red Carpet Party Ideas for Kids .Well, retreat space problems are…
Keto Recipes
Top 21 Keto Diet Chart

by admin December 19, 2018

by admin December 19, 2018

Top 21 Keto Diet Chart .This is for you if you are looking for the best easy…
Bedroom Ideas
23 Fantastic Feng Shui Small Bedroom

by admin December 18, 2018

by admin December 18, 2018

23 Fantastic Feng Shui Small Bedroom . When decorating tiny rooms, among the most effective methods to…
Keto Recipes
Top 21 Keto Diet Flu

by admin December 17, 2018

by admin December 17, 2018

Top 21 Keto Diet Flu .If you are seeking the very best easy keto recipes, this is…
Landscape Ideas
24 Best Of Diy Landscape Lighting

by admin December 16, 2018

by admin December 16, 2018

24 Best Of Diy Landscape Lighting .Bring your home’s finest features to life by developing a significant…
Kitchen Ideas
20 Luxury Painted Backsplash Ideas Kitchen

by admin December 16, 2018

by admin December 16, 2018

20 Luxury Painted Backsplash Ideas Kitchen . We weren’t even preparing a kitchen reno, however we are…
Wedding Gift Ideas
The Best Ideas for Wedding Return Gift Ideas

by admin December 16, 2018

by admin December 16, 2018

The Best Ideas for Wedding Return Gift Ideas .A collection of baggage is an excellent gift for…
Valentine's Day Recipes
The top 20 Ideas About Martha Stewart Valentine Sugar Cookies

by admin December 16, 2018

by admin December 16, 2018

The top 20 Ideas About Martha Stewart Valentine Sugar Cookies .Consuming Richly + Cookies & Cups Sure,…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?