Home, Family, Style and Art Ideas

Marriage Quotes
Best 25 Friends Marriage Quotes

by admin August 21, 2018

by admin August 21, 2018

Best 25 Friends Marriage Quotes .The real act of marriage takes place in the heart, not in…
Gender Reveal Party Ideas
The Best Ideas for Different Ideas for A Gender Reveal Party

by admin August 20, 2018

by admin August 20, 2018

The Best Ideas for Different Ideas for A Gender Reveal Party .One of the most interesting components…
Italian Recipes
The Best Italian Spaghetti Recipe

by admin August 20, 2018

by admin August 20, 2018

The Best Italian Spaghetti Recipe .Consider Italian specialty food like Salami, Buffalo Mozzarella as well as Parmigiano…
Mens Hairstyles
25 Ideas for Mens Haircuts with Bangs

by admin August 20, 2018

by admin August 20, 2018

25 Ideas for Mens Haircuts with Bangs .hairstyles are every little bit as vital for males as…
Best Summer Ideas
Top 21 Breckenridge Colorado Summer Activities

by admin August 20, 2018

by admin August 20, 2018

Top 21 Breckenridge Colorado Summer Activities .Your floors must additionally show the shade of summer. You can…
DIY Craft for Toddlers Ideas
30 Best Ideas Easy Diy Costumes for toddlers

by admin August 20, 2018

by admin August 20, 2018

30 Best Ideas Easy Diy Costumes for toddlers . Daily Leisure has a number of cute crafts…
Bridesmaid Hairstyles
The top 21 Ideas About Wedding Hairstyles Bridesmaid

by admin August 20, 2018

by admin August 20, 2018

The top 21 Ideas About Wedding Hairstyles Bridesmaid .For the modern-day bridesmaids, gone are the days when…
Best Gift Ideas
The 21 Best Ideas for Gift Ideas for Best Friend

by admin August 20, 2018

by admin August 20, 2018

The 21 Best Ideas for Gift Ideas for Best Friend .To the quintessential coffee enthusiast, java is…
Nail Designs
The 20 Best Ideas for Nail Designs In Water

by admin August 20, 2018

by admin August 20, 2018

The 20 Best Ideas for Nail Designs In Water .If you are looking for a restrained gel…
Wedding Sparklers
The Best Sparklers for Wedding Ceremony

by admin August 20, 2018

by admin August 20, 2018

The Best Sparklers for Wedding Ceremony .Its important to bear in mind that this will not work…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?