Home, Family, Style and Art Ideas

Vegan Recipes
The Best Red Beans and Rice Recipe Vegan

by admin December 25, 2018

by admin December 25, 2018

The Best Red Beans and Rice Recipe Vegan .It’s obvious that oil is not an organic food.…
Keto Recipes
The Best Keto Diet Results 12 Weeks

by admin December 24, 2018

by admin December 24, 2018

The Best Keto Diet Results 12 Weeks .If you are searching for the most effective easy keto…
Bathroom Ideas
24 Lovely Walmart Bathroom Storage

by admin December 23, 2018

by admin December 23, 2018

24 Lovely Walmart Bathroom Storage .A great location to start is snappy Selections bath cabinets & storage.…
Vegan Recipes
Best 30 Easy Vegan Waffles

by admin December 22, 2018

by admin December 22, 2018

Best 30 Easy Vegan Waffles .Below, you’ll discover wholesome vegan dishes made with protein-rich whole grains, beans,…
Vegan Recipes
30 Best Ideas Vegan Stuffed Bell Peppers Recipe

by admin December 22, 2018

by admin December 22, 2018

30 Best Ideas Vegan Stuffed Bell Peppers Recipe .Below, you’ll locate wholesome vegan meals made with protein-rich…
Wedding Gift Ideas
20 Of the Best Ideas for Wedding Gift Ideas Second Marriage

by admin December 22, 2018

by admin December 22, 2018

20 Of the Best Ideas for Wedding Gift Ideas Second Marriage . And then certainly, there are…
Wedding Dresses
20 Of the Best Ideas for Hi Lo Wedding Dresses

by admin December 22, 2018

by admin December 22, 2018

20 Of the Best Ideas for Hi Lo Wedding Dresses .There are so many wedding event details…
Love Quotes
20 Best Ideas Love Hurts Quotes

by admin December 22, 2018

by admin December 22, 2018

20 Best Ideas Love Hurts Quotes .I make blunders, I am out of control as well as…
DIY Craft for Kids Ideas
The Best Ideas for Fun Art for Kids

by admin December 21, 2018

by admin December 21, 2018

The Best Ideas for Fun Art for Kids . A recent study by Dr. Richard Rende revealed…
Nail Styles
22 Of the Best Ideas for Fake Nail Styles

by admin December 20, 2018

by admin December 20, 2018

22 Of the Best Ideas for Fake Nail Styles .Nails with this shape are made long, slim,…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?