Home, Family, Style and Art Ideas

Relationship Quotes
The top 30 Ideas About Deep Quotes About Relationships

by admin December 29, 2018

by admin December 29, 2018

The top 30 Ideas About Deep Quotes About Relationships . All relationships go via hell, actual partnerships…
Vegan Recipes
The Best Ideas for Best Vegan Brownies

by admin December 29, 2018

by admin December 29, 2018

The Best Ideas for Best Vegan Brownies .You can browse my vegan recipe index to see all…
Wedding Shoes
24 Best Ideas Wedding Reception Shoe Game

by admin December 28, 2018

by admin December 28, 2018

24 Best Ideas Wedding Reception Shoe Game .The new bride can choose from a variety of wedding…
Bathroom Ideas
24 Delightful Lowes Bathroom Tile

by admin December 28, 2018

by admin December 28, 2018

24 Delightful Lowes Bathroom Tile .Subway floor tile is one of one of the most versatile layout…
Wedding Gift Ideas
20 Best Wedding Gift Ideas for Wife

by admin December 27, 2018

by admin December 27, 2018

20 Best Wedding Gift Ideas for Wife . And then of program, there are just the Enjoyable…
Birthday Decoration Ideas
The Best Ideas for Wwe Birthday Decorations

by admin December 27, 2018

by admin December 27, 2018

The Best Ideas for Wwe Birthday Decorations . Host the Ultimate Bash with Themed Birthday Party SuppliesBirthday…
Engagement Party Ideas
21 Best Cupcake Ideas for Engagement Party

by admin December 27, 2018

by admin December 27, 2018

21 Best Cupcake Ideas for Engagement Party .You have actually got the ring and also the companion…
Best Valentines Day Ideas
The top 20 Ideas About Men Valentines Day Gifts

by admin December 27, 2018

by admin December 27, 2018

The top 20 Ideas About Men Valentines Day Gifts .A superb Valentines Day idea for your partner…
Low Fat Recipes
The Best Chicken Low Fat Recipes

by admin December 27, 2018

by admin December 27, 2018

The Best Chicken Low Fat Recipes .Removing hydrogenated fats can decrease your cholesterol, so we have found…
Women Hairstyles
20 Best Ideas Very Short Pixie Haircuts for Women

by admin December 27, 2018

by admin December 27, 2018

20 Best Ideas Very Short Pixie Haircuts for Women .Tool hairstyles remain in truth, the best as…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?