Home, Family, Style and Art Ideas

Birthday Decoration Ideas
Top 23 Winter Wonderland Birthday Decorations

by admin August 22, 2018

by admin August 22, 2018

Top 23 Winter Wonderland Birthday Decorations . When it comes to birthdays, you do not always want…
Bathroom Ideas
23 Unique Styling Ideas for Your One Day Bathroom Remodel Cost

by admin August 22, 2018

by admin August 22, 2018

23 Unique Styling Ideas for Your One Day Bathroom Remodel Cost .The very best aspect of this…
Kids Room Décor Ideas
Top 23 Kids Room Wall Light

by admin August 22, 2018

by admin August 22, 2018

Top 23 Kids Room Wall Light .Teenage bedroom suggestions As youngsters grow up, their bed room ends…
Earrings
The 24 Best Ideas for Weight Loss Earrings

by admin August 22, 2018

by admin August 22, 2018

The 24 Best Ideas for Weight Loss Earrings .It is claimed that a lady is best specified…
Birthday Gift Ideas
20 Best Birthday Gift Ideas for 15 Year Old Boy

by admin August 22, 2018

by admin August 22, 2018

20 Best Birthday Gift Ideas for 15 Year Old Boy . Select in opposition to our wide…
DIY Home Decoration Ideas
The Best Ideas for Diy Decorating Projects

by admin August 22, 2018

by admin August 22, 2018

The Best Ideas for Diy Decorating Projects . For easy DIY style, print out preferred prints from…
DIY Craft for Kids Ideas
The Best Diy Fairy Costumes for Kids

by admin August 21, 2018

by admin August 21, 2018

The Best Diy Fairy Costumes for Kids . A current study by Dr. Richard Rende exposed that…
Kids Room Ideas
35 Cute Kids Bathroom Sets

by admin August 21, 2018

by admin August 21, 2018

35 Cute Kids Bathroom Sets .Restroom sets may be composed of all kind of carpets. Bathrooms that…
Best Spring Ideas
The 23 Best Ideas for Spring Ideas Outfits

by admin August 21, 2018

by admin August 21, 2018

The 23 Best Ideas for Spring Ideas Outfits .It can be the shade of a light, the…
Anime Hairstyles
The Best Ideas for How to Anime Hairstyle

by admin August 21, 2018

by admin August 21, 2018

The Best Ideas for How to Anime Hairstyle .Sometimes the hair shows up semi-transparent, with the personality’s…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?