Home, Family, Style and Art Ideas

Wedding Makeup
Top 25 Wedding Makeup Dallas

by admin March 15, 2019

by admin March 15, 2019

Top 25 Wedding Makeup Dallas .It’s best to experiment beforehand to discover what works the most effective…
Gift Ideas For Boys
The Best Gift Ideas for Tween Boys

by admin March 15, 2019

by admin March 15, 2019

The Best Gift Ideas for Tween Boys . If you ve ever before gone shopping for a…
DIY Plan Ideas
25 Ideas for Diy Plank Ceiling

by admin March 15, 2019

by admin March 15, 2019

25 Ideas for Diy Plank Ceiling .One thing that you should remember is that prior to you…
Wedding Favors
21 Ideas for Honey Wedding Favors

by admin March 15, 2019

by admin March 15, 2019

21 Ideas for Honey Wedding Favors .The purpose of this write-up is for the pair to emphasize…
Firepit Ideas
22 Inspiring Gas Fire Pit for Deck

by admin March 15, 2019

by admin March 15, 2019

22 Inspiring Gas Fire Pit for Deck .There are actually a lot of trendy options out there…
Best 4th of July Ideas
20 Best Ideas 4th Of July Arts and Crafts for Preschoolers

by admin March 15, 2019

by admin March 15, 2019

20 Best Ideas 4th Of July Arts and Crafts for Preschoolers .If you’re searching for some innovative…
Best Valentines Day Ideas
20 Of the Best Ideas for Cute Valentines Day Date Ideas

by admin March 15, 2019

by admin March 15, 2019

20 Of the Best Ideas for Cute Valentines Day Date Ideas .The timeless ideas are still wonderful…
Gift Ideas For Boyfriend
25 Best 25th Birthday Gift Ideas for Boyfriend

by admin March 15, 2019

by admin March 15, 2019

25 Best 25th Birthday Gift Ideas for Boyfriend . If you are the crafty or Do It…
Kitchen Ideas
25 Favorite Kitchen Radio Under Cabinet

by admin March 14, 2019

by admin March 14, 2019

25 Favorite Kitchen Radio Under Cabinet .If your kitchen is open, airy, and also loaded with all-natural…
Kitchen Ideas
20 Brilliant Small Kitchen Design Pic

by admin March 14, 2019

by admin March 14, 2019

20 Brilliant Small Kitchen Design Pic .The secret must constantly be imagination when it comes to designing…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?