Home, Family, Style and Art Ideas

Wedding Decorations
22 Best Ideas How to Decorate A Wedding Arch

by admin January 3, 2019

by admin January 3, 2019

22 Best Ideas How to Decorate A Wedding Arch .Basic decoration can pass for various other normal…
Anniversary Gift Ideas
Best 20 Things Remembered Anniversary Gift Ideas

by admin January 2, 2019

by admin January 2, 2019

Best 20 Things Remembered Anniversary Gift Ideas .You love your partner and you despise them sometimes, you…
Romantic Quotes
23 Ideas for Romantic song Quotes

by admin January 2, 2019

by admin January 2, 2019

23 Ideas for Romantic song Quotes .The thing is that love offers us a ringside seat on…
DIY Outdoor Ideas
35 Of the Best Ideas for Diy Outdoor Storage Shed

by admin January 2, 2019

by admin January 2, 2019

35 Of the Best Ideas for Diy Outdoor Storage Shed .Summertime is the season for appreciating whatever…
DIY Outdoor Ideas
The top 35 Ideas About Outdoor Bench Diy

by admin January 1, 2019

by admin January 1, 2019

The top 35 Ideas About Outdoor Bench Diy .Summertime is the season for appreciating whatever outdoors and…
Nail Styles
The Best Ideas for Nail Styles Shapes

by admin January 1, 2019

by admin January 1, 2019

The Best Ideas for Nail Styles Shapes .Nails with this shape are made long, slim, and also…
Bedroom Ideas
35 Dreamy Bedroom Tv Wall Mount

by admin December 31, 2018

by admin December 31, 2018

35 Dreamy Bedroom Tv Wall Mount .Your room ought to be the coziest room in your home,…
DIY Plan Ideas
The Best Diy Pallet Bar Plans

by admin December 30, 2018

by admin December 30, 2018

The Best Diy Pallet Bar Plans .Something that you need to remember is that before you begin…
Kids Party Ideas
The 24 Best Ideas for Kids Party Places Brooklyn Ny

by admin December 30, 2018

by admin December 30, 2018

The 24 Best Ideas for Kids Party Places Brooklyn Ny .Well, there is no requirement to hire…
Landscape Ideas
24 Captivating Paradise Landscape Lighting

by admin December 29, 2018

by admin December 29, 2018

24 Captivating Paradise Landscape Lighting .Traditionally created and also sourced electricity stays one of the most used…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?