Home, Family, Style and Art Ideas

Kitchen Ideas
20 Fantastic Small Kitchen Reno Cost

by admin August 22, 2018

by admin August 22, 2018

20 Fantastic Small Kitchen Reno Cost .A vibrant splashback is an additional easy means to include colour,…
Baby Quotes
Top 21 Baby Girl Quotes for Baby Shower

by admin August 22, 2018

by admin August 22, 2018

Top 21 Baby Girl Quotes for Baby Shower .When he ultimately was positioned right into my arms,…
Birthday Quote Ideas
The top 35 Ideas About Happy Birthday Dad Funny Quotes

by admin August 22, 2018

by admin August 22, 2018

The top 35 Ideas About Happy Birthday Dad Funny Quotes . Our internet site uses a great…
Birthday Decoration Ideas
Top 23 Happy Birthday Decorations

by admin August 22, 2018

by admin August 22, 2018

Top 23 Happy Birthday Decorations .Women’ Birthday Supplies Select from 70+ birthday patterns for women, consisting of…
Backyard Party Ideas
The Best Backyard Graduation Party Food Ideas

by admin August 22, 2018

by admin August 22, 2018

The Best Backyard Graduation Party Food Ideas .The best sort of yard event has sharp outdoor d…
DIY Hair Ideas
Top 25 Diy Hair Ribbons

by admin August 22, 2018

by admin August 22, 2018

Top 25 Diy Hair Ribbons .Every bride fantasizes concerning having her ideal hair day ever on her…
Anklets
20 Ideas for Anklet Pearl

by admin August 22, 2018

by admin August 22, 2018

20 Ideas for Anklet Pearl .Every one of our anklets and also arm bands feature a flexible…
Gender Reveal Party Ideas
The Best Best Gender Reveal Party Ideas

by admin August 22, 2018

by admin August 22, 2018

The Best Best Gender Reveal Party Ideas . I was at a sex reveal party that was…
Wedding Themes
The 20 Best Ideas for Wedding Show themes

by admin August 22, 2018

by admin August 22, 2018

The 20 Best Ideas for Wedding Show themes .The excellent ceremony area for this style is a…
Kindness Quotes
24 Of the Best Ideas for Quotes Kindness

by admin August 22, 2018

by admin August 22, 2018

24 Of the Best Ideas for Quotes Kindness . In life you can never be too kind…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?