Home, Family, Style and Art Ideas

Valentines Day Gift Ideas
35 Best Ideas Unique Valentine Day Gift Ideas for Him

by admin March 16, 2019

by admin March 16, 2019

35 Best Ideas Unique Valentine Day Gift Ideas for Him .You’re not a standard guy. That indicates…
Vegan Recipes
Top 30 Vegan Pesto Sauce Recipe

by admin March 16, 2019

by admin March 16, 2019

Top 30 Vegan Pesto Sauce Recipe .You can surf my vegan recipe index to see every one…
Dessert Recipes
The 30 Best Ideas for Fruit Salad Dessert

by admin March 16, 2019

by admin March 16, 2019

The 30 Best Ideas for Fruit Salad Dessert .This very easy dessert recipe from Fifty percent Baked…
Mens Hairstyles
The 25 Best Ideas for Mens Pubic Hairstyle

by admin March 16, 2019

by admin March 16, 2019

The 25 Best Ideas for Mens Pubic Hairstyle .Hairstyles are equally as important for guys as it…
Nail Ideas
23 Best Ideas Color Nail Ideas

by admin March 16, 2019

by admin March 16, 2019

23 Best Ideas Color Nail Ideas .Fantastic all set to book your following manicure, because this nail…
Engagement
22 Of the Best Ideas for Jared Princess Cut Engagement Ring

by admin March 16, 2019

by admin March 16, 2019

22 Of the Best Ideas for Jared Princess Cut Engagement Ring .Maybe the most obviously noticeable one…
Birthday Gift Ideas
The top 20 Ideas About Gift Ideas for Mother's Birthday

by admin March 16, 2019

by admin March 16, 2019

The top 20 Ideas About Gift Ideas for Mother&#039;s Birthday .If you’re when a one of a…
DIY Wood Ideas
21 Best Ideas Wooden Sign Craft Ideas

by admin March 15, 2019

by admin March 15, 2019

21 Best Ideas Wooden Sign Craft Ideas . Timber is an extremely versatile material it can be…
DIY Craft for Kids Ideas
The Best Ideas for Kids Painting Tutorial

by admin March 15, 2019

by admin March 15, 2019

The Best Ideas for Kids Painting Tutorial .Whether your child likes arts & crafts or science experiments,…
Coloring Pages For Girls
25 Ideas for Lalaloopsy Girls Coloring Pages

by admin March 15, 2019

by admin March 15, 2019

25 Ideas for Lalaloopsy Girls Coloring Pages .Supercoloring.com is an incredibly enjoyable for all ages: for young…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?