Home, Family, Style and Art Ideas

Best Valentines Day Ideas
Best 20 Gay Valentines Day Gift

by admin August 23, 2018

by admin August 23, 2018

Best 20 Gay Valentines Day Gift .An exceptional Valentines Day suggestion for your sweetheart can be a…
Garage Ideas
23 Fancy Garage Door Repairs

by admin August 23, 2018

by admin August 23, 2018

23 Fancy Garage Door Repairs .In the marketplace for above garage doors? Surf our selection of Pella…
Education Quotes
35 Best Ideas Mahatma Gandhi Quotes On Education

by admin August 23, 2018

by admin August 23, 2018

35 Best Ideas Mahatma Gandhi Quotes On Education . In the perfect case, education and learning and…
Summer Party Ideas
22 Ideas for Summer Teenage Party Ideas

by admin August 23, 2018

by admin August 23, 2018

22 Ideas for Summer Teenage Party Ideas .@[Warm climate calls for a fun summertime celebration with friends…
Gender Reveal Party Ideas
The Best Ideas for Gender Reveal Party Name Ideas

by admin August 23, 2018

by admin August 23, 2018

The Best Ideas for Gender Reveal Party Name Ideas .One of the most interesting components of being…
Education Quotes
35 Best Ideas Inspiring Educational Quotes

by admin August 22, 2018

by admin August 22, 2018

35 Best Ideas Inspiring Educational Quotes .Education is maybe one of the most vital ingredients to a…
Male Hairstyles
Best 24 Blonde Male Hairstyles

by admin August 22, 2018

by admin August 22, 2018

Best 24 Blonde Male Hairstyles .What lots of hairdressers are suggesting today is that you maintain an…
Best Valentines Day Ideas
20 Of the Best Ideas for Valentines Day Funny Quotes

by admin August 22, 2018

by admin August 22, 2018

20 Of the Best Ideas for Valentines Day Funny Quotes .Go to your delicious chocolate store as…
DIY Wedding Ideas
The Best Ideas for Diy Wedding Photo Backdrop

by admin August 22, 2018

by admin August 22, 2018

The Best Ideas for Diy Wedding Photo Backdrop . Get inspired with DIY wedding tasks for blossoms…
Bedroom Ideas
21 Magnificient Modern Small Bathroom

by admin August 22, 2018

by admin August 22, 2018

21 Magnificient Modern Small Bathroom . Any type of enclosure or barrier in a space can separate…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?