Home, Family, Style and Art Ideas

Weight-Loss Recipes
Top 22 Weight Loss Smoothie Recipes Free

by admin January 11, 2019

by admin January 11, 2019

Top 22 Weight Loss Smoothie Recipes Free .If you’re wanting to include shakes to your weight-loss menu,…
Casserole Recipes
24 Of the Best Ideas for Beefy Cornbread Casserole

by admin January 11, 2019

by admin January 11, 2019

24 Of the Best Ideas for Beefy Cornbread Casserole .Baked meals have actually existed for thousands of…
Living Room Ideas
24 Newest Lowes Living Room Lighting

by admin January 11, 2019

by admin January 11, 2019

24 Newest Lowes Living Room Lighting .Living room lighting Light up the opportunities It s amazing the…
Dinner Party Ideas
24 Ideas for Menu Ideas for Dinner Party

by admin January 11, 2019

by admin January 11, 2019

24 Ideas for Menu Ideas for Dinner Party .We’ve created a collection of dinner party ideas, recipes,…
Kitchen Ideas
20 Spectacular Tile Murals for Kitchen Backsplash

by admin January 11, 2019

by admin January 11, 2019

20 Spectacular Tile Murals for Kitchen Backsplash . We weren’t even planning a kitchen reno, however we…
Dinner Recipes
The 35 Best Ideas for Hamburger Dinner Ideas

by admin January 10, 2019

by admin January 10, 2019

The 35 Best Ideas for Hamburger Dinner Ideas .For a quick dish that’s reduced in carbohydrates however…
Casserole Recipes
Top 24 Weight Watchers Chicken Taco Casserole

by admin January 10, 2019

by admin January 10, 2019

Top 24 Weight Watchers Chicken Taco Casserole .Prepare to be surprised if you haven’t uncovered the charm…
Birthday Invitation Ideas
25 Of the Best Ideas for Willy Wonka Birthday Invitations

by admin January 10, 2019

by admin January 10, 2019

25 Of the Best Ideas for Willy Wonka Birthday Invitations . Prior to the big day, plan…
Inspirational Quotes
24 Best Inspirational Mother Quote

by admin January 10, 2019

by admin January 10, 2019

24 Best Inspirational Mother Quote . Here’s the best inspirational quotes we’ve seen to make you really…
Birthday Party Inspirations
30 Ideas for 40th Birthday Party Ideas for Women

by admin January 10, 2019

by admin January 10, 2019

30 Ideas for 40th Birthday Party Ideas for Women .Host the Ultimate Celebration with Themed Birthday Celebration…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?