Home, Family, Style and Art Ideas

Motivational Quotes
The Best Ideas for Motivational Quote for Sales

by admin August 24, 2018

by admin August 24, 2018

The Best Ideas for Motivational Quote for Sales .Effective people do not come to be by doing…
Bathroom Ideas
22 Excellent Small Master Bathroom

by admin August 24, 2018

by admin August 24, 2018

22 Excellent Small Master Bathroom .When it comes to lovely restroom style, the looks and also feature…
Necklaces
The Best Thor's Hammer Necklace

by admin August 24, 2018

by admin August 24, 2018

The Best Thor&#039;s Hammer Necklace .Embellish your d colletage with great pendants as well as necklaces possibly…
Best Thanksgiving Ideas
The top 24 Ideas About Thanksgiving Activities for Kindergarten

by admin August 24, 2018

by admin August 24, 2018

The top 24 Ideas About Thanksgiving Activities for Kindergarten .First you have to remember that Thanksgiving is…
Funny Birthday Ideas
The 21 Best Ideas for Funny Facebook Birthday Cards

by admin August 24, 2018

by admin August 24, 2018

The 21 Best Ideas for Funny Facebook Birthday Cards . When an absurd Hallmark birthday card just…
Best Valentines Day Ideas
20 Of the Best Ideas for Valentines Day Quotes for Boyfriends

by admin August 24, 2018

by admin August 24, 2018

20 Of the Best Ideas for Valentines Day Quotes for Boyfriends .An outstanding Valentines Day suggestion for…
Wedding Hairstyles
The 20 Best Ideas for Hairstyles for Short Hair Wedding

by admin August 24, 2018

by admin August 24, 2018

The 20 Best Ideas for Hairstyles for Short Hair Wedding .Looking for the ideal hairstyle isn’t that…
Short Hairstyles
20 Of the Best Ideas for Punk Hairstyle for Short Hair

by admin August 24, 2018

by admin August 24, 2018

20 Of the Best Ideas for Punk Hairstyle for Short Hair .Classy short hairstyles that will work…
Backyard Ideas
35 Elegant Backyard Games for toddlers

by admin August 24, 2018

by admin August 24, 2018

35 Elegant Backyard Games for toddlers .A yard remodeling does not have to be expensive to be…
Beach Party Ideas
35 Best Ideas Beach Party Ideas for Preschoolers

by admin August 24, 2018

by admin August 24, 2018

35 Best Ideas Beach Party Ideas for Preschoolers .Get hold of some mason jars, load them with…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?