Home, Family, Style and Art Ideas

Unicorn Party Ideas
35 Best Ideas Unicorn Food Party Ideas

by admin May 13, 2024

by admin May 13, 2024

35 Best Ideas Unicorn Food Party Ideas .@[If you’re seeking unicorn party ideas, you have actually concerned…
Wedding Favors
Best 21 Best Wedding Favors

by admin May 13, 2024

by admin May 13, 2024

Best 21 Best Wedding Favors .How to make wedding celebration prefers? There is more sentiment placed in…
Best Mothers Day Ideas
Best 21 Mother's Day Gifts Diy

by admin May 13, 2024

by admin May 13, 2024

Best 21 Mother&#039;s Day Gifts Diy .Maybe you can though, there are choices of course yet you…
Gifts for Kids
The top 22 Ideas About Meaningful Gifts for Kids

by admin May 12, 2024

by admin May 12, 2024

The top 22 Ideas About Meaningful Gifts for Kids .Looking for something a little bit much more…
Coloring Pages For Toddlers
The Best Spring toddler Coloring Pages

by admin May 12, 2024

by admin May 12, 2024

The Best Spring toddler Coloring Pages .I m a very first quality educator. For imagination, I concur…
Cute Hairstyles
The Best Cute Hairstyles for Kids with Short Hair

by admin May 12, 2024

by admin May 12, 2024

The Best Cute Hairstyles for Kids with Short Hair .There are different hair transformation tools online that…
Wedding Dresses
Best 20 Guest Of Wedding Dress

by admin May 12, 2024

by admin May 12, 2024

Best 20 Guest Of Wedding Dress .Are you about to get married? For many ladies, this is…
Coloring Pages For Kids
Best 25 Friendship Coloring Pages for Kids

by admin May 11, 2024

by admin May 11, 2024

Best 25 Friendship Coloring Pages for Kids . Keep kids active as well as creative anywhere, anytime,…
Birthday Quotes Inspirations
25 Ideas for Birthday Quotes for Father In Law

by admin May 11, 2024

by admin May 11, 2024

25 Ideas for Birthday Quotes for Father In Law . Birthday quotes can be made use of…
Party Food Ideas
Best 24 Baby Birthday Party Food Ideas

by admin May 11, 2024

by admin May 11, 2024

Best 24 Baby Birthday Party Food Ideas .@[Chips and dip is constantly a party favorite, but also…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?