Home, Family, Style and Art Ideas

Relationship Quotes
The Best Ideas for Biblical Quotes About Relationships

by admin January 15, 2019

by admin January 15, 2019

The Best Ideas for Biblical Quotes About Relationships . All relationships go with hell, real partnerships get…
Love Quotes
The 20 Best Ideas for Viking Love Quotes

by admin January 15, 2019

by admin January 15, 2019

The 20 Best Ideas for Viking Love Quotes . When you have actually found the someone that…
Instant Pot Recipes
25 Of the Best Ideas for Potato soup In Instant Pot

by admin January 14, 2019

by admin January 14, 2019

25 Of the Best Ideas for Potato soup In Instant Pot .Lots of people utilize keto as…
Wedding Dresses
The Best nordstrom Wedding Dress

by admin January 14, 2019

by admin January 14, 2019

The Best nordstrom Wedding Dress .Wedding gown budget plans are barely ever precise. Try your hardest to…
Birthday Gift Ideas
Top 20 16th Birthday Gift Ideas for Boys

by admin January 14, 2019

by admin January 14, 2019

Top 20 16th Birthday Gift Ideas for Boys . So, if oneself are heading all through that…
Keto Recipes
21 Ideas for Shakra Keto Diet

by admin January 14, 2019

by admin January 14, 2019

21 Ideas for Shakra Keto Diet .This is for you if you are looking for the finest…
Backyard Party Ideas
The Best Ideas for Backyard Luau Party Ideas

by admin January 14, 2019

by admin January 14, 2019

The Best Ideas for Backyard Luau Party Ideas .The most effective sort of yard celebration has sharp…
High Fiber Recipes
24 Best High Fiber Muffin Recipes

by admin January 14, 2019

by admin January 14, 2019

24 Best High Fiber Muffin Recipes .A fast, flexible method to prepare couscous with summer veggies– zucchini,…
Landscape Ideas
20 Luxurious Deck and Landscape Design

by admin January 13, 2019

by admin January 13, 2019

20 Luxurious Deck and Landscape Design .A yard is an extension of what’s taking place inside our…
Kitchen Ideas
20 Fantastic Kitchen Interior Design Ideas

by admin January 13, 2019

by admin January 13, 2019

20 Fantastic Kitchen Interior Design Ideas .There are a lot of elements that you require to consider…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?