Home, Family, Style and Art Ideas

Prom Hairstyles
21 Ideas for Prom Hairstyles to the Side

by admin March 21, 2019

by admin March 21, 2019

21 Ideas for Prom Hairstyles to the Side .You likewise need to take into consideration the shape…
Low Cholesterol Recipes
The Best Ideas for Low Cholesterol Desserts Store Bought

by admin March 21, 2019

by admin March 21, 2019

The Best Ideas for Low Cholesterol Desserts Store Bought .Fish can be lean or fatty, yet it’s…
Backyard Party Ideas
23 Best Ideas Backyard Graduation Party Ideas

by admin March 21, 2019

by admin March 21, 2019

23 Best Ideas Backyard Graduation Party Ideas .The very best type of backyard celebration has sharp outside…
Wedding Nails
20 Best Wedding Nail Art Designs Gallery

by admin March 21, 2019

by admin March 21, 2019

20 Best Wedding Nail Art Designs Gallery .Of course, you will certainly want to use the really…
Love Quotes
Top 20 Hot Love Quotes

by admin March 21, 2019

by admin March 21, 2019

Top 20 Hot Love Quotes . If the love is true as well as destined to be,…
Best Spring Ideas
23 Of the Best Ideas for Spring Ideas Pictures

by admin March 21, 2019

by admin March 21, 2019

23 Of the Best Ideas for Spring Ideas Pictures .It can be the shade of a light,…
Easter Party Ideas
30 Best Easter Party Ideas Food

by admin March 21, 2019

by admin March 21, 2019

30 Best Easter Party Ideas Food .Whether you have a small gathering or a large family members…
Christmas Recipes
21 Ideas for Christmas Crack Recipe with Ritz Crackers

by admin March 21, 2019

by admin March 21, 2019

21 Ideas for Christmas Crack Recipe with Ritz Crackers .Christmas is one of the most traditional of…
DIY Christmas Ideas
The Best Ideas for Diy Christmas Table Centerpiece

by admin March 21, 2019

by admin March 21, 2019

The Best Ideas for Diy Christmas Table Centerpiece . Cheerfully release a Xmas welcoming to all that…
Instant Pot Recipes
25 Best Ideas 3 Quart Instant Pot Recipes

by admin March 20, 2019

by admin March 20, 2019

25 Best Ideas 3 Quart Instant Pot Recipes .Many people make use of keto as a way…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?