Home, Family, Style and Art Ideas

Casserole Recipes
24 Ideas for Chicken Artichoke Casserole

by admin January 17, 2019

by admin January 17, 2019

24 Ideas for Chicken Artichoke Casserole .If you have not uncovered the beauty of covered dishes yet,…
Love Quotes
Top 20 Love Journey Quote

by admin January 17, 2019

by admin January 17, 2019

Top 20 Love Journey Quote .I’m self-indulgent, quick-tempered and a little insecure. I make errors, I am…
Vegetarian Recipes
35 Best Ideas Healthy Vegetarian Dinner Recipes for Weight Loss

by admin January 17, 2019

by admin January 17, 2019

35 Best Ideas Healthy Vegetarian Dinner Recipes for Weight Loss .Make one of our healthy vegetarian recipes…
Paleo Recipes
22 Of the Best Ideas for Paleo Breakfast Cereals

by admin January 17, 2019

by admin January 17, 2019

22 Of the Best Ideas for Paleo Breakfast Cereals .The Paleo Diet regimen also nearly totally removes…
Kitchen Ideas
20 Fancy Kitchen Tile Backsplash Pictures

by admin January 16, 2019

by admin January 16, 2019

20 Fancy Kitchen Tile Backsplash Pictures . We weren’t even preparing a kitchen reno, however we are…
Casserole Recipes
The Best Leftover Chicken Breast Casserole

by admin January 16, 2019

by admin January 16, 2019

The Best Leftover Chicken Breast Casserole .I made this tonight and also it turned out wonderful. I…
Bedroom Ideas
35 Trendy Black Bedroom Walls

by admin January 16, 2019

by admin January 16, 2019

35 Trendy Black Bedroom Walls .Your bed room ought to be the coziest space in your home,…
Gift Ideas For Girls
Best 24 Teen Girls Gift Ideas

by admin January 16, 2019

by admin January 16, 2019

Best 24 Teen Girls Gift Ideas . When you speak about offering all your favorite girls one-of-a-kind…
Vegan Recipes
Top 30 Trader Joe's Vegan Desserts

by admin January 16, 2019

by admin January 16, 2019

Top 30 Trader Joe&#039;s Vegan Desserts .If you assume eating vegan is uninteresting, reconsider. Check out these…
Engagement Party Ideas
The Best Ideas for Unique Engagement Party Ideas

by admin January 15, 2019

by admin January 15, 2019

The Best Ideas for Unique Engagement Party Ideas .You’ve obtained the ring and also the companion of…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?