Home, Family, Style and Art Ideas

Gift Ideas For Boys
23 Best Gift Ideas for 11 Year Old Boys

by admin March 21, 2019

by admin March 21, 2019

23 Best Gift Ideas for 11 Year Old Boys . This gift is component toy, component scientific…
Medium Hairstyles
The Best Popular Medium Length Hairstyles

by admin March 21, 2019

by admin March 21, 2019

The Best Popular Medium Length Hairstyles .One more trendy medium hairstyle is the razor bordered cut hairstyle.…
Gift Ideas For Girlfriend
Top 35 Fun Gift Ideas for Girlfriend

by admin March 21, 2019

by admin March 21, 2019

Top 35 Fun Gift Ideas for Girlfriend .It doesn t need to be a birthday celebration, anniversary,…
Best Fall Ideas
Best 21 Autumn Weddings Ideas

by admin March 21, 2019

by admin March 21, 2019

Best 21 Autumn Weddings Ideas .@[One of the most glamorous and touching motif wedding celebrations is the…
Landscape Ideas
23 Inexpensive Landscape Edging Metal

by admin March 21, 2019

by admin March 21, 2019

23 Inexpensive Landscape Edging Metal .If you live in an area with hefty rainfall and moisture a…
Marriage Quotes
The Best Ideas for Marriage Separation Quotes

by admin March 21, 2019

by admin March 21, 2019

The Best Ideas for Marriage Separation Quotes . At an early stage in my life, I had…
Graduation Party Ideas
The 35 Best Ideas for High School Graduation Party Ideas

by admin March 21, 2019

by admin March 21, 2019

The 35 Best Ideas for High School Graduation Party Ideas .No issue if you consider yourself an…
Gift Ideas For Girls
24 Of the Best Ideas for College Graduation Gift Ideas for Girls

by admin March 21, 2019

by admin March 21, 2019

24 Of the Best Ideas for College Graduation Gift Ideas for Girls . Ladies like shocks, particularly…
Bedroom Ideas
35 Fantastic Bedroom Wall Clocks

by admin March 21, 2019

by admin March 21, 2019

35 Fantastic Bedroom Wall Clocks .Your room needs to be the coziest room in your home, so…
Fish Recipes
The top 25 Ideas About Recipes with Fish

by admin March 21, 2019

by admin March 21, 2019

The top 25 Ideas About Recipes with Fish .Cut the fish right into items, not to slim…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?