Home, Family, Style and Art Ideas

Wedding Hairstyles
Top 20 Wedding Hairstyles Veil

by admin January 23, 2019

by admin January 23, 2019

Top 20 Wedding Hairstyles Veil .Seeking the ideal hairstyle isn’t that challenging. All you need to do…
Love Quotes
Top 20 Love My Wife Quotes

by admin January 22, 2019

by admin January 22, 2019

Top 20 Love My Wife Quotes . If the love is true and predestined to be, then…
Landscape Ideas
20 Inspiring Landscaping Around Patio Ideas

by admin January 22, 2019

by admin January 22, 2019

20 Inspiring Landscaping Around Patio Ideas .Outdoor patio landscape design has a twin required. Your exterior living…
Smoothie Recipes
23 Best Ideas Kale Smoothie Recipes Healthy

by admin January 21, 2019

by admin January 21, 2019

23 Best Ideas Kale Smoothie Recipes Healthy .Smoothie mixes have actually come to be a on-the-go staple…
Long Hairstyles
23 Of the Best Ideas for Long Layers Haircuts

by admin January 20, 2019

by admin January 20, 2019

23 Of the Best Ideas for Long Layers Haircuts .It is likewise vital, specifically with lengthy hair…
Bedroom Ideas
25 Best Of Boy Bedroom Paint Ideas

by admin January 20, 2019

by admin January 20, 2019

25 Best Of Boy Bedroom Paint Ideas .It’s always a good concept to consult the shade wheel…
Romantic Quotes
23 Best Romantic Goodnight Quotes

by admin January 20, 2019

by admin January 20, 2019

23 Best Romantic Goodnight Quotes .The point is that love provides us a ringside seat on somebody…
DIY Plan Ideas
Top 25 Diy Fireplace Surround Plans

by admin January 19, 2019

by admin January 19, 2019

Top 25 Diy Fireplace Surround Plans . Ceramic Barn-Style DIY Bed Frame with Storage space Storage space…
Cute Hairstyles
The Best Ideas for Cute Lil Girl Hairstyles

by admin January 18, 2019

by admin January 18, 2019

The Best Ideas for Cute Lil Girl Hairstyles .Treating your hair with premium quality hair shampoos and…
DIY Outdoor Ideas
The top 35 Ideas About Diy Outdoor Play area

by admin January 18, 2019

by admin January 18, 2019

The top 35 Ideas About Diy Outdoor Play area .Summer is the period for taking pleasure in…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?