Home, Family, Style and Art Ideas

Beef Recipes
21 Of the Best Ideas for Cooked Ground Beef

by admin January 27, 2019

by admin January 27, 2019

21 Of the Best Ideas for Cooked Ground Beef .What’s much better than a passionate meatloaf when…
Outdoor Ideas
25 Stunning Waterproof Outdoor Kitchen Cabinet

by admin January 26, 2019

by admin January 26, 2019

25 Stunning Waterproof Outdoor Kitchen Cabinet .Produce meals everybody will certainly love with the Char-Broil Modular Outdoor…
Vegan Recipes
30 Ideas for Pinterest Vegan Recipes

by admin January 26, 2019

by admin January 26, 2019

30 Ideas for Pinterest Vegan Recipes .If you think eating vegan is uninteresting, think again. Check out…
Gift Ideas For Boys
23 Ideas for Gift Ideas for Boys Age 5

by admin January 25, 2019

by admin January 25, 2019

23 Ideas for Gift Ideas for Boys Age 5 .Stunning a man on a Birthday celebration can…
Birthday Cake Ideas
The Best Ideas for Happy Birthday Cake for A Man

by admin January 24, 2019

by admin January 24, 2019

The Best Ideas for Happy Birthday Cake for A Man .The fudge icing is simply butter, icing…
Firepit Ideas
22 Pretty Firepit Kitchen and Bar

by admin January 24, 2019

by admin January 24, 2019

22 Pretty Firepit Kitchen and Bar .From mobile, encased outside fireplaces (that are still s’mores worthwhile!) to…
Beef Recipes
Best 21 Eat Raw Ground Beef

by admin January 24, 2019

by admin January 24, 2019

Best 21 Eat Raw Ground Beef .No matter where life takes you across this wonderful globe of…
High Fiber Recipes
The Best Ideas for Brown Rice Dietary Fiber

by admin January 23, 2019

by admin January 23, 2019

The Best Ideas for Brown Rice Dietary Fiber .High-Fiber Recipes Muffins, shakes, and meal concepts to aid…
Storage Ideas
21 Luxury Kitchen Corner Storage

by admin January 23, 2019

by admin January 23, 2019

21 Luxury Kitchen Corner Storage .If you’re developing a classic kitchen, or a homely farmhouse-style kitchen, it…
Anniversary Gift Ideas
20 Best 6 Years Anniversary Gift Ideas

by admin January 23, 2019

by admin January 23, 2019

20 Best 6 Years Anniversary Gift Ideas .Please your precious partner by gifting a gorgeous personalized cake…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?