Home, Family, Style and Art Ideas

DIY Wedding Ideas
The Best Wedding Bouquet Diy

by admin March 24, 2019

by admin March 24, 2019

The Best Wedding Bouquet Diy . Get motivated with DIY wedding celebration tasks for blossoms in fun…
Birthday Gift Inspirations
24 Ideas for Gifts for Best Friend Birthday

by admin March 24, 2019

by admin March 24, 2019

24 Ideas for Gifts for Best Friend Birthday . Certain, you can choose something cool off of…
Wedding Decorations
22 Best Ideas Martha Stewart Wedding Decorations

by admin March 23, 2019

by admin March 23, 2019

22 Best Ideas Martha Stewart Wedding Decorations .As soon as you have actually scheduled and arranged for…
Nail Designs
The Best Ideas for Music Nail Designs

by admin March 23, 2019

by admin March 23, 2019

The Best Ideas for Music Nail Designs .When the intense white tones of summer have actually gone…
Landscape Ideas
23 Inspirational Landscape Timber Edging

by admin March 23, 2019

by admin March 23, 2019

23 Inspirational Landscape Timber Edging .If you have a deck pathway, simply a straightforward drop off into…
Coloring Pages For Kids
Top 25 Sun Coloring Pages for Kids

by admin March 23, 2019

by admin March 23, 2019

Top 25 Sun Coloring Pages for Kids . Coloring is a very fun for all ages: for…
Nail Designs
20 Best Swarovski Nail Designs

by admin March 23, 2019

by admin March 23, 2019

20 Best Swarovski Nail Designs .Wonderful ready to reserve your next manicure, since this nail inspo is…
Vegan Recipes
30 Of the Best Ideas for Vegan Black Bean Quinoa Burgers

by admin March 23, 2019

by admin March 23, 2019

30 Of the Best Ideas for Vegan Black Bean Quinoa Burgers .It’s no secret that oil is…
Valentine's Day Recipes
20 Ideas for Valentine Dinners at Home

by admin March 23, 2019

by admin March 23, 2019

20 Ideas for Valentine Dinners at Home .Sure, an enchanting dinner is the star of Valentine’s Day,…
Prom Hairstyles
Best 21 Prom Hairstyles for Guys

by admin March 23, 2019

by admin March 23, 2019

Best 21 Prom Hairstyles for Guys .You likewise have to take into consideration the form of your…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?