Home, Family, Style and Art Ideas

DIY Home Decoration Ideas
Best 22 Desk Decor Diy

by admin August 28, 2018

by admin August 28, 2018

Best 22 Desk Decor Diy . For easy DIY design, print out preferred prints from the year…
Christmas Party Ideas
25 Best Ideas Cool Christmas Party Ideas

by admin August 27, 2018

by admin August 27, 2018

25 Best Ideas Cool Christmas Party Ideas . If individuals are looking to be less energetic for…
Gift Ideas For Couples
The Best Gift Ideas for Newly Married Couple

by admin August 27, 2018

by admin August 27, 2018

The Best Gift Ideas for Newly Married Couple .Discovering presents for pairs is a cinch when you…
DIY Plan Ideas
Top 25 Diy Scaffold Plank

by admin August 27, 2018

by admin August 27, 2018

Top 25 Diy Scaffold Plank .One thing that you should keep in mind is that before you…
Funny Quotes
25 Of the Best Ideas for I Love You Like Quotes Funny

by admin August 27, 2018

by admin August 27, 2018

25 Of the Best Ideas for I Love You Like Quotes Funny . Giggling is a wonderful…
Mermaid Party Ideas
20 Ideas for Mermaid Party Ideas

by admin August 27, 2018

by admin August 27, 2018

20 Ideas for Mermaid Party Ideas .Mermaids are big with children. In other news, water is wet.…
Bridesmaid Hairstyles
21 Ideas for Simple Hairstyles for Brides

by admin August 27, 2018

by admin August 27, 2018

21 Ideas for Simple Hairstyles for Brides .Women who are planning their weddings want their bridesmaids as…
Best Pi Day Ideas
The top 21 Ideas About Fun Pi Day Activities

by admin August 27, 2018

by admin August 27, 2018

The top 21 Ideas About Fun Pi Day Activities .While only a handful of figures are required…
Kids Hairstyles
The Best Ideas for Black People Hairstyles for Kids

by admin August 27, 2018

by admin August 27, 2018

The Best Ideas for Black People Hairstyles for Kids .@[New Year as well as brand-new hairstyle go…
Bedroom Ideas
30 Fabulous Rustic Bedroom Lamp

by admin August 27, 2018

by admin August 27, 2018

30 Fabulous Rustic Bedroom Lamp .Update your relaxed hideaway s style in one fell swoop with this…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?