Home, Family, Style and Art Ideas

Gifts for Kids
Best 22 Great Christmas Gifts for Kids

by admin March 24, 2019

by admin March 24, 2019

Best 22 Great Christmas Gifts for Kids .Trying to find something a little more details? We also…
Birthday Decoration Ideas
Best 23 Nemo Birthday Decorations

by admin March 24, 2019

by admin March 24, 2019

Best 23 Nemo Birthday Decorations . Host the Ultimate Bash with Themed Birthday Celebration Celebration SuppliesBirthday events…
Landscape Ideas
20 Cool Landscape Design Dallas

by admin March 24, 2019

by admin March 24, 2019

20 Cool Landscape Design Dallas .A yard is an expansion of what’s taking place inside our home,…
Birthday Recipes
23 Best Ideas Momofuku Milk Bar Birthday Cake Recipe

by admin March 24, 2019

by admin March 24, 2019

23 Best Ideas Momofuku Milk Bar Birthday Cake Recipe .I just made this cake for my sis’s…
Crochet Hairstyles
The Best Pictures Of Crochet Braid Hairstyles

by admin March 24, 2019

by admin March 24, 2019

The Best Pictures Of Crochet Braid Hairstyles .Crochet braids are an economical pigtail design and they can…
Dinner Recipes
35 Best Ideas Prime Rib Christmas Dinner Menu Ideas

by admin March 24, 2019

by admin March 24, 2019

35 Best Ideas Prime Rib Christmas Dinner Menu Ideas .For lunch I was having an entire wheat…
Wedding Gift Ideas
The top 20 Ideas About Ideas for Wedding Shower Gift

by admin March 24, 2019

by admin March 24, 2019

The top 20 Ideas About Ideas for Wedding Shower Gift . And after that naturally, there are…
DIY Gift Ideas
Top 30 Diy Gifts for Your Mom

by admin March 24, 2019

by admin March 24, 2019

Top 30 Diy Gifts for Your Mom . There is an additional way! You can make your…
Jewelry Sets
Top 25 Wedding Rings Sets

by admin March 24, 2019

by admin March 24, 2019

Top 25 Wedding Rings Sets .Jewelry collections make a superb gift for your wife, sibling, partner or…
Kids Room Ideas
30 Fabulous Kids Outdoor Swing Set

by admin March 24, 2019

by admin March 24, 2019

30 Fabulous Kids Outdoor Swing Set .The Handmade House has actually made a complimentary playhouse plan called…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?