Home, Family, Style and Art Ideas

Wedding Gowns
23 Best Ideas Disney Wedding Gown

by admin March 25, 2019

by admin March 25, 2019

23 Best Ideas Disney Wedding Gown .It is suggested to use your picked underwear for your wedding…
Paint Ideas
22 Fascinating Strip Paint From Deck

by admin March 25, 2019

by admin March 25, 2019

22 Fascinating Strip Paint From Deck .Every timber has its own individuality and shade that can shine…
Wedding Dresses
20 Ideas for Plus Size Casual Wedding Dresses

by admin March 25, 2019

by admin March 25, 2019

20 Ideas for Plus Size Casual Wedding Dresses .There are many wedding details that you require to…
Gift Basket Ideas
Best 22 Gift Basket for Teenage Girl Ideas

by admin March 25, 2019

by admin March 25, 2019

Best 22 Gift Basket for Teenage Girl Ideas .Naturally, you can fill up a gift basket with…
Birthday Cake Ideas
20 Ideas for Disney World Birthday Cakes

by admin March 25, 2019

by admin March 25, 2019

20 Ideas for Disney World Birthday Cakes .An optimal birthday celebration scene is close friends and household…
Kitchen Ideas
20 Luxury Best Tile for Kitchen Backsplash

by admin March 25, 2019

by admin March 25, 2019

20 Luxury Best Tile for Kitchen Backsplash . Picking tile for your backsplash can be a pleasurable…
Nail Designs
The top 20 Ideas About Polka Dot toe Nail Designs

by admin March 24, 2019

by admin March 24, 2019

The top 20 Ideas About Polka Dot toe Nail Designs .When the bright white shades of summertime…
Kids Hairstyles
Top 25 Modern Kids Haircuts

by admin March 24, 2019

by admin March 24, 2019

Top 25 Modern Kids Haircuts .@[New Year and brand-new hairstyle work together. With the modification in year…
Kitchen Ideas
20 Best Design Ideas for Simple Kitchen Backsplash

by admin March 24, 2019

by admin March 24, 2019

20 Best Design Ideas for Simple Kitchen Backsplash . Picking tile for your backsplash can be an…
Casserole Recipes
24 Of the Best Ideas for Healthy Chicken Casserole Recipes

by admin March 24, 2019

by admin March 24, 2019

24 Of the Best Ideas for Healthy Chicken Casserole Recipes .Baked meals have actually existed for hundreds…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?