Home, Family, Style and Art Ideas

DIY Craft for Preschoolers Ideas
The top 25 Ideas About Preschool Art Projects

by admin August 29, 2018

by admin August 29, 2018

The top 25 Ideas About Preschool Art Projects . Daily Leisure has a variety of adorable crafts…
Baby Quotes
Best 21 Waiting for Baby Arrival Quotes

by admin August 29, 2018

by admin August 29, 2018

Best 21 Waiting for Baby Arrival Quotes .A lot of us take too lightly how difficult it…
Mothers Day Gift Ideas
30 Best Wedding Gift Ideas for Mother Of the Bride

by admin August 29, 2018

by admin August 29, 2018

30 Best Wedding Gift Ideas for Mother Of the Bride .The last point any mom wants is…
Boys Hairstyle
23 Ideas for Preschool Boy Haircuts

by admin August 29, 2018

by admin August 29, 2018

23 Ideas for Preschool Boy Haircuts .Kid celebrities have a wide range of hairstyles as well as…
Nail Ideas
The Best Easy Christmas Nail Ideas

by admin August 29, 2018

by admin August 29, 2018

The Best Easy Christmas Nail Ideas .Particularly, to the nail hair salon. We have actually rounded up…
Nail Designs
20 Of the Best Ideas for Pictures Of Gel Nail Designs

by admin August 29, 2018

by admin August 29, 2018

20 Of the Best Ideas for Pictures Of Gel Nail Designs .When the intense white shades of…
Recipes for Kids
The Best Puree Recipes for Baby

by admin August 29, 2018

by admin August 29, 2018

The Best Puree Recipes for Baby .When it comes time to consume, youngsters are totally uncertain they…
Thanksgiving Recipes
30 Best Ideas Kroger Thanksgiving Dinners 2020

by admin August 29, 2018

by admin August 29, 2018

30 Best Ideas Kroger Thanksgiving Dinners 2020 .I don’t understand the amount of times I made that…
DIY Costume Ideas
35 Best Ideas Diy Egyptian Goddess Costume

by admin August 28, 2018

by admin August 28, 2018

35 Best Ideas Diy Egyptian Goddess Costume . Wear this Meme-inspired outfit to your Halloween celebration to…
Low Fat Recipes
22 Best Low Carb Low Fat Crock Pot Recipes

by admin August 28, 2018

by admin August 28, 2018

22 Best Low Carb Low Fat Crock Pot Recipes .Removing hydrogenated fats can reduce your cholesterol, so…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?