Home, Family, Style and Art Ideas

Coloring Pages for Children
21 Of the Best Ideas for Bible Coloring Sheets for Kids

by admin March 26, 2019

by admin March 26, 2019

21 Of the Best Ideas for Bible Coloring Sheets for Kids .Vacations Coloring Pages Oh what enjoyable…
DIY Organizer Ideas
Best 30 Diy Makeup Drawer organizer

by admin March 26, 2019

by admin March 26, 2019

Best 30 Diy Makeup Drawer organizer .Organizing your cooking area things put on t need to be…
Love Quotes
The top 20 Ideas About Love Quotes About Stars

by admin March 26, 2019

by admin March 26, 2019

The top 20 Ideas About Love Quotes About Stars .I’m self-centered, restless and a little insecure. I…
Anniversary Gift Ideas
Best 20 6th Anniversary Gift Ideas

by admin March 26, 2019

by admin March 26, 2019

Best 20 6th Anniversary Gift Ideas .You love your spouse and you despise them occasionally, you sustain…
Retirement Party Ideas
The top 22 Ideas About Police Officer Retirement Party Ideas

by admin March 26, 2019

by admin March 26, 2019

The top 22 Ideas About Police Officer Retirement Party Ideas . To plan a retired life party,…
Kids Fashion Ideas
The top 24 Ideas About Fashion Glasses for Kids

by admin March 26, 2019

by admin March 26, 2019

The top 24 Ideas About Fashion Glasses for Kids .The Ultimate overview to child clothes Sprucing up…
Graduation Gift Ideas
25 Best Ideas Ideas for A Graduation Gift

by admin March 26, 2019

by admin March 26, 2019

25 Best Ideas Ideas for A Graduation Gift . Book regarding future field of study or careerDevotionalSelf-help…
Birthday Gift Inspirations
24 Ideas for Birthday Gift Ideas for Friend Female

by admin March 26, 2019

by admin March 26, 2019

24 Ideas for Birthday Gift Ideas for Friend Female . Certain, you can pick something cool off…
Best St. Patrick Day Ideas
The 22 Best Ideas for St Patrick's Day Bulletin Board Ideas

by admin March 25, 2019

by admin March 25, 2019

The 22 Best Ideas for St Patrick&#039;s Day Bulletin Board Ideas .The Irish aren’t just like individuals…
Instant Pot Recipes
The 25 Best Ideas for Potato Salad Instant Pot

by admin March 25, 2019

by admin March 25, 2019

The 25 Best Ideas for Potato Salad Instant Pot .We designed this recipe to make a great…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?