Home, Family, Style and Art Ideas

Beautiful Nails
The 20 Best Ideas for Beautiful Gel Nails

by admin March 26, 2019

by admin March 26, 2019

The 20 Best Ideas for Beautiful Gel Nails .Beautiful Nails & Body Salon brings an exclusive, indulgent…
Birthday Wishes Ideas
Top 25 Birthday Wishes for Facebook Posts

by admin March 26, 2019

by admin March 26, 2019

Top 25 Birthday Wishes for Facebook Posts .Sending birthday greetings has actually become an essential practice nowadays.…
Low Calorie Recipes
30 Best Low Calorie Chocolate Chip Muffins

by admin March 26, 2019

by admin March 26, 2019

30 Best Low Calorie Chocolate Chip Muffins .Do not allow some of the ingredients trick you– this…
Bedroom Ideas
23 Finest Small Bedroom Floor Plan

by admin March 26, 2019

by admin March 26, 2019

23 Finest Small Bedroom Floor Plan . When enhancing small rooms, among the best means to increase…
Best Valentines Day Ideas
20 Best Ideas Valentines Day Gifts for Husband

by admin March 26, 2019

by admin March 26, 2019

20 Best Ideas Valentines Day Gifts for Husband .Go to your chocolate shop and also have the…
Recipes for Kids
The top 25 Ideas About Baby Led Weaning Recipes 9 Months

by admin March 26, 2019

by admin March 26, 2019

The top 25 Ideas About Baby Led Weaning Recipes 9 Months .We ve rounded up our preferred…
Nail Art
The 21 Best Ideas for Line Design Nail Art

by admin March 26, 2019

by admin March 26, 2019

The 21 Best Ideas for Line Design Nail Art .Toenail art is an imaginative method to repaint,…
Birthday Invitation Ideas
25 Best Mickey Mouse 1st Birthday Invitations

by admin March 26, 2019

by admin March 26, 2019

25 Best Mickey Mouse 1st Birthday Invitations .If you’re planning a special birthday celebration for your kid,…
Birthday Decoration Ideas
The top 23 Ideas About Diy Birthday Decorations

by admin March 26, 2019

by admin March 26, 2019

The top 23 Ideas About Diy Birthday Decorations . Balloons can be one of the most economical…
Easter Party Ideas
Best 30 Easter Party Food Ideas for Kids

by admin March 26, 2019

by admin March 26, 2019

Best 30 Easter Party Food Ideas for Kids .Whether you have a little event or a big…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?