Home, Family, Style and Art Ideas

Kids Fashion Ideas
24 Best Ideas Baby Boys Fashion Clothes

by admin August 30, 2018

by admin August 30, 2018

24 Best Ideas Baby Boys Fashion Clothes .The Ultimate overview to child clothing Sprucing up infants can…
Mens Hairstyles
Best 25 top Mens Hairstyles 2020

by admin August 30, 2018

by admin August 30, 2018

Best 25 top Mens Hairstyles 2020 .Short, styled, unpleasant with highlights. Ryan Seacrest began this do. It…
Mardi Gras Recipes
The Best Ideas for Mardi Gras Cake Recipe

by admin August 30, 2018

by admin August 30, 2018

The Best Ideas for Mardi Gras Cake Recipe .Get a preference of the Huge Easy with recipes…
DIY Organizer Ideas
30 Best Diy Locker Decor and organization

by admin August 30, 2018

by admin August 30, 2018

30 Best Diy Locker Decor and organization .Organizing your cooking area things don t need to be…
DIY Crafts for Kids
22 Best Ideas Diy Kids Games

by admin August 30, 2018

by admin August 30, 2018

22 Best Ideas Diy Kids Games .A little felt, googly eyes, and glue, and also your kids…
Family Quotes
Top 23 Quote About Family and Friends

by admin August 30, 2018

by admin August 30, 2018

Top 23 Quote About Family and Friends .Household is one of one of the most crucial, if…
Living Room Ideas
22 Perfect Rustic Industrial Living Room

by admin August 30, 2018

by admin August 30, 2018

22 Perfect Rustic Industrial Living Room .Rustic style is a preferred indoor design particularly fit to people…
Wedding Shoes
The Best Ideas for Wedding Shoes with Lace

by admin August 30, 2018

by admin August 30, 2018

The Best Ideas for Wedding Shoes with Lace .An additional favourite wedding footwear is the rounded toe…
Kids Fashion Ideas
The 24 Best Ideas for Kids Fashion Shoes

by admin August 29, 2018

by admin August 29, 2018

The 24 Best Ideas for Kids Fashion Shoes .When it concerns styling your child, one can not…
Birthday Card Ideas
22 Ideas for Monkey Birthday Cards

by admin August 29, 2018

by admin August 29, 2018

22 Ideas for Monkey Birthday Cards . Make your birthday celebration welcoming stand out when you produce…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?