Home, Family, Style and Art Ideas

Coloring Pages For Kids
The top 25 Ideas About Art Coloring Pages for Kids

by admin December 10, 2023

by admin December 10, 2023

The top 25 Ideas About Art Coloring Pages for Kids . Supercoloring.com is an incredibly enjoyable for…
Graduation Party Ideas
The top 35 Ideas About Ideas College Graduation Party

by admin December 10, 2023

by admin December 10, 2023

The top 35 Ideas About Ideas College Graduation Party .No matter if you consider on your own…
Kids Room Décor Ideas
The top 23 Ideas About Room for Kids

by admin December 9, 2023

by admin December 9, 2023

The top 23 Ideas About Room for Kids .For the woman’s bedroom, a playful design in the…
Wedding Veils
The Best Ideas for Images Of Wedding Veils

by admin December 9, 2023

by admin December 9, 2023

The Best Ideas for Images Of Wedding Veils .The length of time you intend on using your…
Wedding Vows
21 Best Funny Renewal Wedding Vows

by admin December 9, 2023

by admin December 9, 2023

21 Best Funny Renewal Wedding Vows .Wedding celebration vows are taken today to cherish and also strengthen…
Coloring Pages For Boys
30 Of the Best Ideas for Mandala Coloring Pages for Boys

by admin December 9, 2023

by admin December 9, 2023

30 Of the Best Ideas for Mandala Coloring Pages for Boys . Coloring pages the easiest way…
Living Room Ideas
20 Elegant Wall Designs for Living Room

by admin December 8, 2023

by admin December 8, 2023

20 Elegant Wall Designs for Living Room .Wall surface d cor – consisting of wall art, wall…
Gifts for Kids
The Best Ideas for Candy Gift Baskets for Kids

by admin December 8, 2023

by admin December 8, 2023

The Best Ideas for Candy Gift Baskets for Kids .There are lots of ways for children to…
Coloring Pages For Boys
The top 30 Ideas About Dallas Cowboys Coloring Book

by admin December 8, 2023

by admin December 8, 2023

The top 30 Ideas About Dallas Cowboys Coloring Book .Young boys do not weep. They are figured…
Baby Shower Gifts
The Best Mommy and Baby Gifts

by admin December 7, 2023

by admin December 7, 2023

The Best Mommy and Baby Gifts .A baby shower is a monumental celebration for the mom-to-be. It…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?