Home, Family, Style and Art Ideas

DIY Craft for Preschoolers Ideas
The Best Preschool Arts and Crafts

by admin March 27, 2019

by admin March 27, 2019

The Best Preschool Arts and Crafts . Daily Recreation has a number of cute crafts for kids.…
Coloring Pages For Adults
23 Of the Best Ideas for Fantasy Adult Coloring Books

by admin March 27, 2019

by admin March 27, 2019

23 Of the Best Ideas for Fantasy Adult Coloring Books .Hone your concentration and also colored pencils.…
Living Room Ideas
23 Fantastic Simple Modern Living Room

by admin March 27, 2019

by admin March 27, 2019

23 Fantastic Simple Modern Living Room .In some corners of the decorating globe “modern” is thought about…
DIY Home Decoration Ideas
22 Best Ideas Diy Giant Spider Decoration

by admin March 27, 2019

by admin March 27, 2019

22 Best Ideas Diy Giant Spider Decoration . The fact that doing a DIY project is cheaper…
Wedding Hairstyles
23 Of the Best Ideas for Hairstyles for A Beach Wedding

by admin March 27, 2019

by admin March 27, 2019

23 Of the Best Ideas for Hairstyles for A Beach Wedding .There is a great deal of…
DIY Crafts for Kids
22 Best Ideas Kids Doing Crafts

by admin March 26, 2019

by admin March 26, 2019

22 Best Ideas Kids Doing Crafts .Allow your budding researcher create one or all these enjoyable Do…
Birthday Recipes
The 23 Best Ideas for Strawberry Birthday Cake Recipes

by admin March 26, 2019

by admin March 26, 2019

The 23 Best Ideas for Strawberry Birthday Cake Recipes .Birthday celebrations: A time for vocal singing, balloons,…
Birthday Party Inspirations
30 Best toddler Birthday Party Ideas

by admin March 26, 2019

by admin March 26, 2019

30 Best toddler Birthday Party Ideas .Host the Ultimate Bash with Themed Birthday Celebration Party SuppliesBirthday celebrations…
Landscape Ideas
23 Gorgeous Metal Landscape Edging

by admin March 26, 2019

by admin March 26, 2019

23 Gorgeous Metal Landscape Edging .A well-defined edge is commonly the difference in between a lawn that…
Kids Fashion Ideas
Top 24 Tea Party Dresses for Kids

by admin March 26, 2019

by admin March 26, 2019

Top 24 Tea Party Dresses for Kids .One can not make them colour their hair or make…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?