Home, Family, Style and Art Ideas

Slow Cooker Recipes
The Best Slow Cooker Turkey soup No Carcass

by admin February 17, 2019

by admin February 17, 2019

The Best Slow Cooker Turkey soup No Carcass .If your slow-cooker isn’t currently your favorite point ever,…
Kitchen Ideas
20 Glamour Concrete Outdoor Kitchen

by admin February 17, 2019

by admin February 17, 2019

20 Glamour Concrete Outdoor Kitchen .Home entertainment and dining location. Odds are you’ll be using your outdoor…
Bedroom Ideas
30 Terrific Star Wars Kids Bedroom

by admin February 17, 2019

by admin February 17, 2019

30 Terrific Star Wars Kids Bedroom .Kids Bedroom Sets Questions Children Room Sets by Ashley Furnishings HomeStore…
Anime Hairstyles
23 Best Ideas Dead Anime Mom Hairstyle

by admin February 17, 2019

by admin February 17, 2019

23 Best Ideas Dead Anime Mom Hairstyle .In some cases the hair appears semi-transparent, with the personality’s…
Low Cholesterol Recipes
The 35 Best Ideas for Low Cholesterol Pasta Recipes

by admin February 17, 2019

by admin February 17, 2019

The 35 Best Ideas for Low Cholesterol Pasta Recipes .Try meatless dishes featuring veggies or beans. Or,…
Relationship Quotes
30 Ideas for Relationship Break Up Quotes

by admin February 16, 2019

by admin February 16, 2019

30 Ideas for Relationship Break Up Quotes . All relationships go via heck, genuine connections get via…
Gift Ideas For Boyfriend
The 25 Best Ideas for Personalized Gift Ideas for Boyfriend

by admin February 16, 2019

by admin February 16, 2019

The 25 Best Ideas for Personalized Gift Ideas for Boyfriend . If you are the smart or…
Love Quotes
20 Of the Best Ideas for Letting Love Go Quotes

by admin February 16, 2019

by admin February 16, 2019

20 Of the Best Ideas for Letting Love Go Quotes .I make mistakes, I am out of…
Kids Fashion Ideas
24 Of the Best Ideas for Kids Party Wear Dress

by admin February 16, 2019

by admin February 16, 2019

24 Of the Best Ideas for Kids Party Wear Dress .Dressing up children can be actually fun…
Love Quotes
Best 20 Amazing Love Quotes for Her

by admin February 16, 2019

by admin February 16, 2019

Best 20 Amazing Love Quotes for Her . When you have actually located the one person that…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?