Home, Family, Style and Art Ideas

Wedding Flowers
The 23 Best Ideas for Wedding Flowers Los Angeles

by admin March 27, 2019

by admin March 27, 2019

The 23 Best Ideas for Wedding Flowers Los Angeles .Action is to discover a professional wedding floral…
Air Fryer Recipes
Best 20 Power Air Fryer Pork Chops

by admin March 27, 2019

by admin March 27, 2019

Best 20 Power Air Fryer Pork Chops .Air fryers job by distributing super-hot air mixed with small…
Birthday Party Inspirations
The top 30 Ideas About 25th Birthday Party themes

by admin March 27, 2019

by admin March 27, 2019

The top 30 Ideas About 25th Birthday Party themes . Discover Birthday Celebration Event Material, consisting of…
Storage Ideas
21 Lovely Kitchen Sink Storage

by admin March 27, 2019

by admin March 27, 2019

21 Lovely Kitchen Sink Storage .From food preparation to delighting to cleanup, our kitchen area collection helps…
Smoothie Recipes
The Best Ideas for Chia Seeds Smoothies Recipes

by admin March 27, 2019

by admin March 27, 2019

The Best Ideas for Chia Seeds Smoothies Recipes .Shakes have actually come to be a on-the-go staple…
Dinner Recipes
35 Ideas for Italian Dinner Ideas

by admin March 27, 2019

by admin March 27, 2019

35 Ideas for Italian Dinner Ideas .For a quick dish that’s low in carbs yet large on…
Cute Hairstyles
Top 22 Cute Quick and Easy Hairstyles

by admin March 27, 2019

by admin March 27, 2019

Top 22 Cute Quick and Easy Hairstyles .Cute Hairstyles For Brief Hair consist of kicky cool to…
Kitchen Ideas
20 Cool Kitchen Wallpaper Backsplash

by admin March 27, 2019

by admin March 27, 2019

20 Cool Kitchen Wallpaper Backsplash . We weren’t even preparing a kitchen reno, however we are now.…
Coloring Pages For Kids
The top 25 Ideas About Horse Coloring Pages for Older Kids

by admin March 27, 2019

by admin March 27, 2019

The top 25 Ideas About Horse Coloring Pages for Older Kids . Supercoloring.com is a very fun…
Birthday Party Ideas
The Best Birthday Party Ideas for 2 Year Old Girl

by admin March 27, 2019

by admin March 27, 2019

The Best Birthday Party Ideas for 2 Year Old Girl .First Birthday Ideas >> Barnyard First Birthday…

1
…
1,596
1,597
1,598
1,599
1,600
…
1,746

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?