Home, Family, Style and Art Ideas

Christmas Party Ideas
The Best Bunco Christmas Party Ideas

by admin August 31, 2018

by admin August 31, 2018

The Best Bunco Christmas Party Ideas . If individuals are seeming less energetic for the Xmas party,…
Nail Designs
Top 20 Sharpie Nail Designs

by admin August 31, 2018

by admin August 31, 2018

Top 20 Sharpie Nail Designs .Excellent ready to book your next manicure, because this nail inspo is…
Wedding Rings
22 Best Wedding Ring Pics

by admin August 31, 2018

by admin August 31, 2018

22 Best Wedding Ring Pics .Prior to you and also your fianc set foot in a jewelry…
Nail Art
The Best Press On Nail Art

by admin August 31, 2018

by admin August 31, 2018

The Best Press On Nail Art .Show your most creative nail art as well as forming with…
DIY Organizer Ideas
The Best Craft Room organization Ideas

by admin August 31, 2018

by admin August 31, 2018

The Best Craft Room organization Ideas . You ll find a lot here as well as all…
Beautiful Nails
Top 20 Long Pretty Nails

by admin August 31, 2018

by admin August 31, 2018

Top 20 Long Pretty Nails .Our distinct solutions consist of late nights, commitment schemes, unique hire, skincare…
DIY Gift Ideas
30 Ideas for Diy Valentine Gifts for Men

by admin August 31, 2018

by admin August 31, 2018

30 Ideas for Diy Valentine Gifts for Men .When a gift is handmade, it brings special definition.…
Best 4th of July Ideas
20 Of the Best Ideas for Fourth Of July Decor

by admin August 31, 2018

by admin August 31, 2018

20 Of the Best Ideas for Fourth Of July Decor .If you’re trying to find some creative…
DIY Wedding Ideas
21 Ideas for Beach Wedding Ideas Diy

by admin August 31, 2018

by admin August 31, 2018

21 Ideas for Beach Wedding Ideas Diy . Get inspired with DIY wedding event jobs for blossoms…
Christmas Party Ideas
The Best Ideas for Christmas Party Game Ideas for Adults

by admin August 31, 2018

by admin August 31, 2018

The Best Ideas for Christmas Party Game Ideas for Adults . Start your party preparation with our…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?