Home, Family, Style and Art Ideas

Birthday Gift Ideas
Best 20 Birthday Gift Ideas for toddler Girl

by admin March 28, 2019

by admin March 28, 2019

Best 20 Birthday Gift Ideas for toddler Girl . Determine towards our broad wide variety of inventive…
Mens Hairstyles
Best 25 Mens Haircuts Designs

by admin March 28, 2019

by admin March 28, 2019

Best 25 Mens Haircuts Designs .Hairstyles are every little bit as essential for guys as it is…
Coloring Pages For Kids
25 Of the Best Ideas for Hellokids Com Coloring Pages

by admin March 28, 2019

by admin March 28, 2019

25 Of the Best Ideas for Hellokids Com Coloring Pages . Keep youngsters hectic and innovative anywhere,…
Nail Colors
The Best Summer Nail Colors for Pale Skin

by admin March 28, 2019

by admin March 28, 2019

The Best Summer Nail Colors for Pale Skin .Juicy reds are rocketing up the style graphes this…
Coloring Pages for Children
21 Best Ideas Children Praying Coloring Pages

by admin March 28, 2019

by admin March 28, 2019

21 Best Ideas Children Praying Coloring Pages .Super tinting – totally free printable coloring pages for children,…
Engagement
22 Of the Best Ideas for Princess Cut Engagement Rings Zales

by admin March 27, 2019

by admin March 27, 2019

22 Of the Best Ideas for Princess Cut Engagement Rings Zales .Choosing jewelry that is high as…
High Fiber Recipes
24 Best Potato Dietary Fiber

by admin March 27, 2019

by admin March 27, 2019

24 Best Potato Dietary Fiber .A quick, versatile method to prepare couscous with summer veggies– zucchini, yellow…
Life Quotes
Top 22 Meaningful Life Quotes

by admin March 27, 2019

by admin March 27, 2019

Top 22 Meaningful Life Quotes . Really a quote to live by, the American captain of market,…
Love Quotes
Best 20 Hate Love Quotes

by admin March 27, 2019

by admin March 27, 2019

Best 20 Hate Love Quotes .I’m egocentric, quick-tempered as well as a little insecure. I make blunders,…
Bedroom Ideas
35 Magnificient Bedroom Wall Art Paintings

by admin March 27, 2019

by admin March 27, 2019

35 Magnificient Bedroom Wall Art Paintings .Room remodelings include several components. From furniture, to wall surface shade,…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?