Home, Family, Style and Art Ideas

Low Carb Recipes
25 Best Low Carb Bagels Walmart

by admin February 24, 2019

by admin February 24, 2019

25 Best Low Carb Bagels Walmart .A low-carb diet regimen can provide numerous wellness advantages, however you…
Dessert Recipes
30 Ideas for Delicious Easy Desserts

by admin February 24, 2019

by admin February 24, 2019

30 Ideas for Delicious Easy Desserts .This easy dessert recipe from Half Baked Harvest has it all:…
Gift Ideas For Girls
The Best Teenager Gift Ideas for Girls

by admin February 24, 2019

by admin February 24, 2019

The Best Teenager Gift Ideas for Girls . When you speak about providing all your favorite ladies…
Organizing Ideas
30 Exellent organize Your Garage

by admin February 24, 2019

by admin February 24, 2019

30 Exellent organize Your Garage .Organize your car lubes, fluids and other products in this basic shelf/work…
Wedding Decorations
The 22 Best Ideas for Lace Wedding Decorations

by admin February 24, 2019

by admin February 24, 2019

The 22 Best Ideas for Lace Wedding Decorations .As soon as you have actually scheduled and also…
Wedding Invitations
21 Best Plain Wedding Invitations

by admin February 23, 2019

by admin February 23, 2019

21 Best Plain Wedding Invitations .Timeless wedding event invites look like they are quite old fashioned. Most…
Coloring Pages For Kids
The 25 Best Ideas for Kids Coloring Pages Frozen

by admin February 23, 2019

by admin February 23, 2019

The 25 Best Ideas for Kids Coloring Pages Frozen . Keep youngsters active and also imaginative anywhere,…
Kitchen Ideas
20 Perfect Examples Of Stylish Plans for Outdoor Kitchen

by admin February 23, 2019

by admin February 23, 2019

20 Perfect Examples Of Stylish Plans for Outdoor Kitchen . When the weather condition is enjoyable and…
Low Calorie Recipes
Best 30 Low Calorie Pasta Salad Recipes

by admin February 23, 2019

by admin February 23, 2019

Best 30 Low Calorie Pasta Salad Recipes .Don’t let a few of the active ingredients mislead you–…
Landscape Ideas
35 top Idea for Backyard Landscaping

by admin February 23, 2019

by admin February 23, 2019

35 top Idea for Backyard Landscaping .A backyard is an extension of what’s going on inside our…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?