Home, Family, Style and Art Ideas

Female Hairstyles
The Best Ideas for Hairstyles for Oblong Face Female

by admin March 30, 2019

by admin March 30, 2019

The Best Ideas for Hairstyles for Oblong Face Female .In order to look different as well as…
Gift Ideas For Girlfriend
35 Of the Best Ideas for Cute Gift Ideas for Your Girlfriend

by admin March 30, 2019

by admin March 30, 2019

35 Of the Best Ideas for Cute Gift Ideas for Your Girlfriend .It doesn t have to…
Living Room Ideas
20 Superb Wall Accents for Living Room

by admin March 30, 2019

by admin March 30, 2019

20 Superb Wall Accents for Living Room .Wall d cor – including wall surface art, wall accents,…
Wedding Nails
Top 20 Wedding Day Nail Art

by admin March 30, 2019

by admin March 30, 2019

Top 20 Wedding Day Nail Art .Of course, you will wish to use the best fingernail gloss…
Birthday Gift Ideas
20 Of the Best Ideas for 26th Birthday Gift Ideas for Her

by admin March 30, 2019

by admin March 30, 2019

20 Of the Best Ideas for 26th Birthday Gift Ideas for Her . So, if on your…
Anniversary Gift Ideas
20 Of the Best Ideas for 25th Wedding Anniversary Gift Ideas for Wife

by admin March 30, 2019

by admin March 30, 2019

20 Of the Best Ideas for 25th Wedding Anniversary Gift Ideas for Wife .You enjoy your partner…
Birthday Party Inspirations
30 Of the Best Ideas for Monsters Inc Birthday Party

by admin March 29, 2019

by admin March 29, 2019

30 Of the Best Ideas for Monsters Inc Birthday Party . First Birthday Celebration Ideas >> Barnyard…
Kitchen Ideas
30 Delightful Kitchen Drawer organizing

by admin March 29, 2019

by admin March 29, 2019

30 Delightful Kitchen Drawer organizing .Definitely you ve heard of this revolutionary thing called a flavor shelf.…
Beef Recipes
21 Ideas for Heb Ground Beef

by admin March 29, 2019

by admin March 29, 2019

21 Ideas for Heb Ground Beef .Ground beef, Italian sausage, beans, and a tomato base integrated with…
Living Room Ideas
22 Terrific Rustic Chic Living Room

by admin March 29, 2019

by admin March 29, 2019

22 Terrific Rustic Chic Living Room .Rustic design is a popular indoor style particularly matched to individuals…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?