Home, Family, Style and Art Ideas

Romantic Quotes
The Best Most Romantic Movie Quotes

by admin March 31, 2019

by admin March 31, 2019

The Best Most Romantic Movie Quotes . In this collection you will certainly discover: 1) enchanting quotes…
Cute Hairstyles
The Best Ideas for Cute Down Hairstyles for Long Hair

by admin March 31, 2019

by admin March 31, 2019

The Best Ideas for Cute Down Hairstyles for Long Hair .Picking the appropriate color is additionally essential…
Wedding Rings
Best 22 Cobalt Wedding Rings

by admin March 31, 2019

by admin March 31, 2019

Best 22 Cobalt Wedding Rings .Before you as well as your fianc set foot in a jewelry…
Bathroom Ideas
30 Best Of Paris themed Bathroom Decor

by admin March 30, 2019

by admin March 30, 2019

30 Best Of Paris themed Bathroom Decor .Think of trying to live without a bathroom. When it…
Bachelorette Party Ideas
The Best Ideas for Bachelorette Party Goodie Bag Ideas

by admin March 30, 2019

by admin March 30, 2019

The Best Ideas for Bachelorette Party Goodie Bag Ideas .If you’re looking for out-of-the-box bachelorette party ideas,…
Gift Basket Ideas
22 Ideas for Spa Gift Basket Ideas Diy

by admin March 30, 2019

by admin March 30, 2019

22 Ideas for Spa Gift Basket Ideas Diy .Obviously, you can load a gift basket with anything…
Landscape Ideas
23 Luxury Metal Landscape Edging Lowes

by admin March 30, 2019

by admin March 30, 2019

23 Luxury Metal Landscape Edging Lowes .When picking the products to bring your lawn-edging concepts to life,…
Gift Ideas For Couples
The Best Ideas for Housewarming Gift Ideas for Couples who Have Everything

by admin March 30, 2019

by admin March 30, 2019

The Best Ideas for Housewarming Gift Ideas for Couples who Have Everything . The pair who’s constantly…
DIY Costume Ideas
Best 35 Diy Unicorn Costume for Girl

by admin March 30, 2019

by admin March 30, 2019

Best 35 Diy Unicorn Costume for Girl . Use this Meme-inspired costume to your Halloween event to…
Christmas Gift Ideas
Best 20 Christmas Gift Ideas Grandmothers

by admin March 30, 2019

by admin March 30, 2019

Best 20 Christmas Gift Ideas Grandmothers . As your go-to expert for whatever one of a kind,…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?