Home, Family, Style and Art Ideas

Christmas Party Ideas
Best 25 Office Christmas Party Decoration Ideas

by admin September 4, 2018

by admin September 4, 2018

Best 25 Office Christmas Party Decoration Ideas .If you wish to host the best holiday bash on…
Romantic Quotes
23 Of the Best Ideas for Romantic Morning Quotes for Her

by admin September 4, 2018

by admin September 4, 2018

23 Of the Best Ideas for Romantic Morning Quotes for Her . In this collection you will…
Wedding Gift Ideas
Top 20 Gift Ideas for Bride On Wedding Day From Groom

by admin September 4, 2018

by admin September 4, 2018

Top 20 Gift Ideas for Bride On Wedding Day From Groom . And then of course, there…
Pizza Recipes
The 30 Best Ideas for Bubbles Pizza Sauce

by admin September 4, 2018

by admin September 4, 2018

The 30 Best Ideas for Bubbles Pizza Sauce .I enjoy this pizza recipe! Cook at 425 for…
Wedding Venues
The Best Wedding Reception Venues In Utah

by admin September 4, 2018

by admin September 4, 2018

The Best Wedding Reception Venues In Utah .From this setting you can start to focus your search…
Cool Hairstyles
20 Ideas for Cool Easy Hairstyles for Long Hair

by admin September 4, 2018

by admin September 4, 2018

20 Ideas for Cool Easy Hairstyles for Long Hair .It is one of the most stylish coiffure…
Best St. Patrick Day Ideas
Best 22 St Patrick's Day Nail Ideas

by admin September 4, 2018

by admin September 4, 2018

Best 22 St Patrick&#039;s Day Nail Ideas .The Irish aren’t similar to individuals that Irish Americans act…
Coloring Pages For Girls
The Best Winter Coloring Pages for Girls

by admin September 4, 2018

by admin September 4, 2018

The Best Winter Coloring Pages for Girls . In this category, you will discover awesome Coloring Pages…
Low Fat Recipes
The top 22 Ideas About Quick Low Fat Dinners

by admin September 3, 2018

by admin September 3, 2018

The top 22 Ideas About Quick Low Fat Dinners .Cutting out saturated fats can decrease your cholesterol,…
Nail Designs
20 Ideas for Bronco Nail Designs

by admin September 3, 2018

by admin September 3, 2018

20 Ideas for Bronco Nail Designs .There are the standards, like pumpkins and adorable deer, and also…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?