Home, Family, Style and Art Ideas

Bathroom Ideas
25 Perfect Modern Bathroom Tiles Design

by admin April 1, 2019

by admin April 1, 2019

25 Perfect Modern Bathroom Tiles Design .This modern washroom features a well balanced mix of shapes: rectangle-shaped…
Nail Designs
Top 20 Super Bowl Nail Designs

by admin April 1, 2019

by admin April 1, 2019

Top 20 Super Bowl Nail Designs .Great prepared to reserve your following manicure, due to the fact…
Organizing Ideas
30 Delightful Garage organizers Cabinets

by admin April 1, 2019

by admin April 1, 2019

30 Delightful Garage organizers Cabinets .Plastic storage containers are one of the fantastic garage storage systems to…
Best St. Patrick Day Ideas
Best 22 Funny St Patrick's Day Quotes

by admin April 1, 2019

by admin April 1, 2019

Best 22 Funny St Patrick&#039;s Day Quotes .Descendents of those that arrived throughout the Irish potato scarcities…
Birthday Gift Inspirations
Top 24 Gifts for Her Birthday

by admin April 1, 2019

by admin April 1, 2019

Top 24 Gifts for Her Birthday . Certain, your birthday celebration woman loves her share of cake…
Easter Party Ideas
30 Best Ideas Easter Church Party Ideas

by admin April 1, 2019

by admin April 1, 2019

30 Best Ideas Easter Church Party Ideas .Whether you have a little celebration or a big family…
Easter Recipes
24 Ideas for Easy Easter Bread Recipe

by admin April 1, 2019

by admin April 1, 2019

24 Ideas for Easy Easter Bread Recipe .For those of you not consuming meat, here are greater…
Best Pi Day Ideas
The 21 Best Ideas for Pi Day Project Ideas for High School

by admin April 1, 2019

by admin April 1, 2019

The 21 Best Ideas for Pi Day Project Ideas for High School .What is p anyway? Split…
DIY Home Decoration Ideas
22 Best Diy Spring Decorations

by admin April 1, 2019

by admin April 1, 2019

22 Best Diy Spring Decorations . Besides the fact that doing a DIY job is less costly…
Kids Hairstyles
25 Ideas for Protective Hairstyles for Kids

by admin April 1, 2019

by admin April 1, 2019

25 Ideas for Protective Hairstyles for Kids .@[New Year and brand-new hairstyle work together. With the adjustment…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?