Home, Family, Style and Art Ideas

DIY Christmas Ideas
24 Ideas for Diy Christmas Gift Baskets

by admin September 7, 2018

by admin September 7, 2018

24 Ideas for Diy Christmas Gift Baskets .Whip up a batch of body butter for an extravagant…
Wedding Dresses
20 Of the Best Ideas for Short Wedding Dresses 2020

by admin September 7, 2018

by admin September 7, 2018

20 Of the Best Ideas for Short Wedding Dresses 2020 .Allow’s encounter it. A lot of guys…
Gifts for Kids
The top 22 Ideas About Gift Basket Ideas for Kids

by admin September 7, 2018

by admin September 7, 2018

The top 22 Ideas About Gift Basket Ideas for Kids .Not only do these bikes supply a…
DIY Craft for Toddlers Ideas
The Best toddler Costumes Diy

by admin September 7, 2018

by admin September 7, 2018

The Best toddler Costumes Diy .Get ready to take arts ‘n’ crafts to the following degree. That’s…
DIY Craft for Preschoolers Ideas
The top 25 Ideas About Valentine Arts and Crafts for Preschoolers

by admin September 6, 2018

by admin September 6, 2018

The top 25 Ideas About Valentine Arts and Crafts for Preschoolers . Given that springtime is the…
Birthday Gift Ideas
The Best Ideas for 17 Year Old Birthday Gift Ideas

by admin September 6, 2018

by admin September 6, 2018

The Best Ideas for 17 Year Old Birthday Gift Ideas . So, if by yourself are likely…
Brooches
22 Best Ideas Brooches Drawing

by admin September 6, 2018

by admin September 6, 2018

22 Best Ideas Brooches Drawing .There s no much better means to liven up your collar than…
Kindness Quotes
24 Best Kindness Rocks Quotes

by admin September 6, 2018

by admin September 6, 2018

24 Best Kindness Rocks Quotes .You can find it in an easy act of kindness toward someone…
Wedding Venues
22 Of the Best Ideas for Paso Robles Wedding Venues

by admin September 6, 2018

by admin September 6, 2018

22 Of the Best Ideas for Paso Robles Wedding Venues .After just a short time online you…
Leadership Quotes
22 Of the Best Ideas for Leadership Quotes for Work

by admin September 6, 2018

by admin September 6, 2018

22 Of the Best Ideas for Leadership Quotes for Work . ” Management is fixing issues. The…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?