Home, Family, Style and Art Ideas

Best Summer Ideas
Best 21 Summer Activities for Adults

by admin April 2, 2019

by admin April 2, 2019

Best 21 Summer Activities for Adults .Why not have a summertime enjoyable celebration as well as allow…
Low Cholesterol Recipes
Best 35 Recipes for Low Cholesterol Diets

by admin April 2, 2019

by admin April 2, 2019

Best 35 Recipes for Low Cholesterol Diets .Try meatless dishes featuring beans or veggies. Believe eggplant lasagna,…
Nail Ideas
23 Of the Best Ideas for Ombre Nail Ideas

by admin April 2, 2019

by admin April 2, 2019

23 Of the Best Ideas for Ombre Nail Ideas .Today’s emphasis, nevertheless, takes us right into the…
Motivational Quotes
Best 30 Motivational Quotes for Girlfriend

by admin April 2, 2019

by admin April 2, 2019

Best 30 Motivational Quotes for Girlfriend .Effective people do not become this way over night. What lots…
Beautiful Nails
20 Ideas for Pretty Nails oregon City

by admin April 2, 2019

by admin April 2, 2019

20 Ideas for Pretty Nails oregon City .Our specialist and also welcoming team make it their concern…
Mothers Day Quotes
Best 35 the Love Of A Mother Quotes

by admin April 2, 2019

by admin April 2, 2019

Best 35 the Love Of A Mother Quotes . Mommy’s Day arrive at Sunday, Might 12 this…
Nail Designs
The Best Ideas for Sns Nail Designs 2020

by admin April 1, 2019

by admin April 1, 2019

The Best Ideas for Sns Nail Designs 2020 .There are the classics, like pumpkins and cute deer,…
Passover Recipes
The top 23 Ideas About Traditional Passover Desserts

by admin April 1, 2019

by admin April 1, 2019

The top 23 Ideas About Traditional Passover Desserts .Environment-friendly is usually tough to come by during Passover,…
Glitter Nails
25 Best Rainbow Glitter Nails

by admin April 1, 2019

by admin April 1, 2019

25 Best Rainbow Glitter Nails .For nails that beam brighter than Bellatrix’s safe at Gringotts, you have…
DIY Wedding Ideas
21 Ideas for Diy Wedding Reception Lighting

by admin April 1, 2019

by admin April 1, 2019

21 Ideas for Diy Wedding Reception Lighting .From DIY wedding celebration invites to wedding event focal points,…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?