Home, Family, Style and Art Ideas

Gifts for Kids
Top 22 Valentines Gift for Kids

by admin May 18, 2024

by admin May 18, 2024

Top 22 Valentines Gift for Kids .We likewise have presents for teenager kids and also teen ladies,…
Nail Designs
20 Of the Best Ideas for Classic Nail Designs

by admin May 18, 2024

by admin May 18, 2024

20 Of the Best Ideas for Classic Nail Designs .Once the bright white tones of summer have…
Coloring Pages for Children
21 Best Ideas Baby Coloring Picture

by admin May 17, 2024

by admin May 17, 2024

21 Best Ideas Baby Coloring Picture .I am a 4th Quality Catechist, as well as in the…
Birthday Quote Ideas
The Best Best Birthday Quotes Ever

by admin May 17, 2024

by admin May 17, 2024

The Best Best Birthday Quotes Ever . Birthday celebration quotes are likewise at times funny birthday celebration…
Cute Hairstyles
22 Best Ideas Cute Medium Length Hairstyles

by admin May 17, 2024

by admin May 17, 2024

22 Best Ideas Cute Medium Length Hairstyles .Choosing the best shade is likewise necessary for improving the…
Beautiful Nails
The Best Pretty Nails Mason Wv

by admin May 17, 2024

by admin May 17, 2024

The Best Pretty Nails Mason Wv .Our expert and welcoming group make it their concern to guarantee…
Wedding Shoes
The Best Ideas for Etsy Wedding Shoes

by admin May 16, 2024

by admin May 16, 2024

The Best Ideas for Etsy Wedding Shoes .One more preferred wedding event shoe is the rounded toe…
Coloring Pages For Girls
The top 25 Ideas About Coloring Pages for Girls

by admin May 16, 2024

by admin May 16, 2024

The top 25 Ideas About Coloring Pages for Girls . In this category we gathered the ideal…
Printable Coloring Pages
The top 21 Ideas About Free Printable Veterans Day Coloring Pages

by admin May 16, 2024

by admin May 16, 2024

The top 21 Ideas About Free Printable Veterans Day Coloring Pages . Coloring pages and also printables…
Wedding Dresses
20 Of the Best Ideas for Wedding Dresses for Short Curvy Brides

by admin May 16, 2024

by admin May 16, 2024

20 Of the Best Ideas for Wedding Dresses for Short Curvy Brides .Let’s face it. The majority…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?